Food & Restaurants · lender intelligence
How to finance a Dutch Bros.
The SBA 7(a) lenders funding the most Dutch Bros. deals, ranked from public loan records — typical Dutch Bros. loan about $611K. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Dutch Bros.
Ranked by funded Dutch Bros. loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.29 loans · $28M · Quincy, CAFull record →
- 2.62 loans · $34M · Winter Haven, FLFull record →
- 3.618 loans · $171M · Salt Lake City, UTFull record →
- 4.99 loans · $43M · Walla Walla, WAFull record →
- 5.16 loans · $21M · Las Vegas, NVFull record →
- 6.2 loans · $0M · Boise, IDFull record →
- 7.34 loans · $12M · Wood River, NEFull record →
- 8.13 loans · $18M · Roseburg, ORFull record →
- 9.328 loans · $134M · Cleveland, OHFull record →
- 10.30 loans · $24M · Kansas City, MOFull record →
19+ funded Dutch Bros. deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Andrew Head, LLC in Minden, NV — $320K (2026) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $240K (75%)
- Approval → funding
- 6 days
- Approved
- 2/18/2026
- First disbursed
- 2/24/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- Sunnyside DB, LLC in Benton City, WA — $1.3M (2025) · Heritage Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 19 days
- Approved
- 3/21/2025
- First disbursed
- 4/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Heritage Bank · Lender record →
Your business? Claim this record · Request removal
- J.L. Chudek, LLC in Vancouver, WA — $242K (2024) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $181K (75%)
- Approval → funding
- 50 days
- Approved
- 4/22/2024
- First disbursed
- 6/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- DutchLove LLC in Dalton Gardens, ID — $350K (2023) · Idaho Trust Bank
- Program
- 7a General
- Rate at approval
- 8% variable
- Term
- 126 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 24 days
- Approved
- 12/19/2022
- First disbursed
- 1/12/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 75
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Idaho Trust Bank · Lender record →
Your business? Claim this record · Request removal
- Barnes DB Enterprises, LLC in Hermiston, OR — $2.2M (2022) · purchase · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 14 days
- Approved
- 9/1/2022
- First disbursed
- 9/15/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 56
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $2.5M
- Est. down payment (10%)
- $248K
- Est. cash at closing
- $342K
- Monthly payment
- $26,506
- Annual debt service
- $318K
- Cash flow needed (1.25×)
- $398K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
- ENRICHED, LLC in Scottsdale, AZ — $5.0M (2021) · Meadows Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 315 months
- SBA guaranteed
- $3.5M (70%)
- Approval → funding
- 15 days
- Approved
- 3/16/2021
- First disbursed
- 3/31/2021
- Loan status
- Paid in full (12/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
- LIQUID LUV CO. in Roseville, CA — $2.5M (2021) · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 306 months
- SBA guaranteed
- $2.3M (90%)
- Approval → funding
- 0 days
- Approved
- 8/31/2021
- First disbursed
- 8/31/2021
- Loan status
- Paid in full (12/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Food Stores
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
- G4 INVESTMENTS CORP. in Antelope, CA — $1.2M (2021) · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $891K (75%)
- Approval → funding
- 48 days
- Approved
- 12/10/2020
- First disbursed
- 1/27/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
- Churn Creek Investments, Inc. in Redding, CA — $915K (2021) · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.2% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $824K (90%)
- Approval → funding
- 0 days
- Approved
- 7/16/2021
- First disbursed
- 7/16/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
- Churn Creek Investments, Inc. in Redding, CA — $488K (2021) · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.2% variable
- Term
- 25 months
- SBA guaranteed
- $439K (90%)
- Approved
- 6/2/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
- Randalls, Inc. in Meridian, ID — $1.8M (2020) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 15 days
- Approved
- 9/15/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- G4 INVESTMENTS CORP. in Rio Linda, CA — $1.2M (2020) · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 2.25% variable
- Term
- 126 months
- SBA guaranteed
- $908K (75%)
- Approval → funding
- 6 days
- Approved
- 9/24/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
- Liquid Luv Co. in Grass Valley, CA — $1.1M (2020) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.76% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $851K (75%)
- Approval → funding
- 187 days
- Approved
- 4/27/2020
- First disbursed
- 10/31/2020
- Loan status
- Paid in full (12/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 90
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- DB COFFEE FRESNO, INC in Fresno, CA — $611K (2020) · UMB Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 119 months
- SBA guaranteed
- $458K (75%)
- Approval → funding
- 36 days
- Approved
- 2/24/2020
- First disbursed
- 3/31/2020
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 200
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Nunnemaker DB, LLC in Gearhart, OR — $408K (2020) · Banner Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $306K (75%)
- Approval → funding
- 118 days
- Approved
- 12/4/2019
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 85
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Banner Bank · Lender record →
Your business? Claim this record · Request removal
- DB NOCO, LLC in Loveland, CO — $185K (2020) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $139K (75%)
- Approval → funding
- 147 days
- Approved
- 5/6/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (1/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- DB NOCO, LLC in Loveland, CO — $185K (2020) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $139K (75%)
- Approved
- 5/6/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- DB NOCO, LLC in Loveland, CO — $166K (2020) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (75%)
- Approval → funding
- 266 days
- Approved
- 5/11/2020
- First disbursed
- 2/1/2021
- Loan status
- Paid in full (1/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Nunnemaker DB, LLC in Seaside, OR — $83K (2020) · Banner Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $71K (85%)
- Approval → funding
- 60 days
- Approved
- 5/1/2020
- First disbursed
- 6/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 85
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Banner Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Dutch Bros.? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Dutch Bros. businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Dutch Bros. purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Plumas Bank funds the most. DealRoom is not a lender.
- $611K typical Dutch Bros. loan
- 11 lenders fund the brand
- 36 days typical to fund
Buyers researching a Dutch Bros. typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.