Food & Restaurants · lender intelligence
How to finance a Gigi's Cupcakes
The SBA 7(a) lenders funding the most Gigi's Cupcakes deals, ranked from public loan records — typical Gigi's Cupcakes loan about $297K. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Gigi's Cupcakes
Ranked by funded Gigi's Cupcakes loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
Not enough public Gigi's Cupcakes loan history yet to rank lenders. See the brand's full record →
3+ funded Gigi's Cupcakes deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- GIGI CUPCAKES TAMPA in Tampa, FL — $315K (2022) · purchase · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $236K (75%)
- Approval → funding
- 30 days
- Approved
- 3/7/2022
- First disbursed
- 4/6/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $350K
- Est. down payment (10%)
- $35K
- Est. cash at closing
- $47K
- Monthly payment
- $3,497
- Annual debt service
- $42K
- Cash flow needed (1.25×)
- $52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
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- SML International, Inc. in Christiansburg, VA — $297K (2020) · The First Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $223K (75%)
- Approval → funding
- 26 days
- Approved
- 12/5/2019
- First disbursed
- 12/31/2019
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by The First Bank and Trust Company
Your business? Claim this record · Request removal
- SML International, Inc. in Christiansburg, VA — $20K (2020) · The First Bank and Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approval → funding
- 299 days
- Approved
- 12/6/2019
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by The First Bank and Trust Company
Your business? Claim this record · Request removal
Buying a Gigi's Cupcakes? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Gigi's Cupcakes businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Gigi's Cupcakes purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. DealRoom is not a lender.
- $297K typical Gigi's Cupcakes loan
- 2 lenders fund the brand
- 30 days typical to fund
Buyers researching a Gigi's Cupcakes typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.