Food & Restaurants · lender intelligence
How to finance a Goodcents
The SBA 7(a) lenders funding the most Goodcents deals, ranked from public loan records — typical Goodcents loan about $300K. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Goodcents
Ranked by funded Goodcents loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.30 loans · $24M · Kansas City, MOFull record →
- 2.5 loans · $3M · New Auburn, WIFull record →
- 3.41 loans · $21M · Wichita, KSFull record →
- 4.46 loans · $27M · Sartell, MNFull record →
- 5.60 loans · $40M · Clayton, MOFull record →
13+ funded Goodcents deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Amyra LLC in Tulsa, OK — $375K (2025) · Security Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 129 months
- SBA guaranteed
- $281K (75%)
- Approval → funding
- 43 days
- Approved
- 3/27/2025
- First disbursed
- 5/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Security Bank · Lender record →
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- JDunn Ventures LLC in Wichita, KS — $339K (2025) · Emprise Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.42% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $254K (75%)
- Approval → funding
- 19 days
- Approved
- 6/5/2025
- First disbursed
- 6/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Emprise Bank · Lender record →
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- Arch City Investment Group in Maryland Heights, MO — $300K (2025) · New Frontier Bank
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $225K (75%)
- Approved
- 8/22/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by New Frontier Bank
Your business? Claim this record · Request removal
- Arch City Investment Group in Saint Peters, MO — $300K (2025) · New Frontier Bank
- Program
- 7a General
- Rate at approval
- 9.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 29 days
- Approved
- 3/26/2025
- First disbursed
- 4/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by New Frontier Bank
Your business? Claim this record · Request removal
- Arch City Investment Group in Maryland Heights, MO — $800K (2024) · New Frontier Bank
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $600K (75%)
- Approved
- 8/7/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by New Frontier Bank
Your business? Claim this record · Request removal
- Dharmi LLC in Bonner Springs, KS — $350K (2023) · Small Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 2 days
- Approved
- 10/26/2022
- First disbursed
- 10/28/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Small Business Bank
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- ST THOMAS LLC in Olathe, KS — $291K (2022) · UMB Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 119 months
- SBA guaranteed
- $218K (75%)
- Approval → funding
- 15 days
- Approved
- 7/20/2022
- First disbursed
- 8/4/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by UMB Bank, National Association · Lender record →
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- VIEQUES LLC in Leavenworth, KS — $385K (2021) · purchase · UMB Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $289K (75%)
- Approval → funding
- 79 days
- Approved
- 12/23/2020
- First disbursed
- 3/12/2021
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $428K
- Est. down payment (10%)
- $43K
- Est. cash at closing
- $57K
- Monthly payment
- $4,131
- Annual debt service
- $50K
- Cash flow needed (1.25×)
- $62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- ST JOHN LLC in Manhattan, KS — $250K (2021) · UMB Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 119 months
- SBA guaranteed
- $225K (90%)
- Approval → funding
- 4 days
- Approved
- 6/4/2021
- First disbursed
- 6/8/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- CULEBRA LLC in Olathe, KS — $230K (2021) · purchase · UMB Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 119 months
- SBA guaranteed
- $207K (90%)
- Approval → funding
- 2 days
- Approved
- 6/8/2021
- First disbursed
- 6/10/2021
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $256K
- Est. down payment (10%)
- $26K
- Est. cash at closing
- $34K
- Monthly payment
- $2,483
- Annual debt service
- $30K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- BEC INVESTMENTS, LLC in Saint Paul, MN — $207K (2021) · purchase · BankVista
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $156K (75%)
- Approval → funding
- 24 days
- Approved
- 11/6/2020
- First disbursed
- 11/30/2020
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $230K
- Est. down payment (10%)
- $23K
- Est. cash at closing
- $31K
- Monthly payment
- $2,225
- Annual debt service
- $27K
- Cash flow needed (1.25×)
- $33K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
- Goodcents Chesterfield in Chesterfield, MO — $213K (2020) · purchase · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $181K (85%)
- Approval → funding
- 311 days
- Approved
- 1/24/2020
- First disbursed
- 11/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $237K
- Est. down payment (10%)
- $24K
- Est. cash at closing
- $32K
- Monthly payment
- $2,528
- Annual debt service
- $30K
- Cash flow needed (1.25×)
- $38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
- Fjellestad Investments, LLC in Sioux Falls, SD — $100K (2020) · First PREMIER Bank
- Program
- 7a General
- Rate at approval
- 6.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 33 days
- Approved
- 10/28/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (2/28/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by First PREMIER Bank
Your business? Claim this record · Request removal
Buying a Goodcents? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Goodcents businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Goodcents purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. UMB Bank, National Association funds the most. DealRoom is not a lender.
- $300K typical Goodcents loan
- 8 lenders fund the brand
- 24 days typical to fund
Buyers researching a Goodcents typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.