Food & Restaurants · lender intelligence
How to finance a House of Bread
The SBA 7(a) lenders funding the most House of Bread deals, ranked from public loan records — typical House of Bread loan about $315K. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with House of Bread
Ranked by funded House of Bread loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1 loans · $0M · Henderson, TXFull record →
- 2.7 loans · $13M · Anchorage, AKFull record →
3+ funded House of Bread deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CBH, LLC dba House of Bread S. Anchorage in Anchorage, AK — $487K (2023) · purchase · Alaska Growth Capital BIDCO, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $365K (75%)
- Approval → funding
- 2 days
- Approved
- 10/3/2022
- First disbursed
- 10/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Baked Goods Retailers
If you were the buyer here
- Est. deal size
- $541K
- Est. down payment (10%)
- $54K
- Est. cash at closing
- $72K
- Monthly payment
- $6,169
- Annual debt service
- $74K
- Cash flow needed (1.25×)
- $93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Alaska Growth Capital BIDCO, Inc. · Lender record →
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- HOB Plano Corp in Plano, TX — $189K (2023) · Texas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $142K (75%)
- Approval → funding
- 8 days
- Approved
- 6/27/2023
- First disbursed
- 7/5/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Commercial Bakeries
Funded by Texas Bank · Lender record →
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- Knead More Dough, Inc. dba House of Bread in Mckinney, TX — $315K (2021) · Texas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $284K (90%)
- Approval → funding
- 40 days
- Approved
- 4/21/2021
- First disbursed
- 5/31/2021
- Loan status
- Paid in full (5/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by Texas Bank · Lender record →
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Buying a House of Bread? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to House of Bread businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a House of Bread purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Texas Bank funds the most. DealRoom is not a lender.
- $315K typical House of Bread loan
- 2 lenders fund the brand
- 8 days typical to fund
Buyers researching a House of Bread typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.