Food & Restaurants · lender intelligence
How to finance a Jon Smith Subs
The SBA 7(a) lenders funding the most Jon Smith Subs deals, ranked from public loan records — typical Jon Smith Subs loan about $500K. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Jon Smith Subs
Ranked by funded Jon Smith Subs loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.149 loans · $135M · Mukwonago, WIFull record →
- 2.1 loans · $1M · Lincoln, NEFull record →
- 3.105 loans · $164M · Brookline, MAFull record →
8+ funded Jon Smith Subs deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Addscott Corporation in West Palm Beach, FL — $412K (2026) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $309K (75%)
- Approval → funding
- 10 days
- Approved
- 12/12/2025
- First disbursed
- 12/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $458K
- Est. down payment (10%)
- $46K
- Est. cash at closing
- $61K
- Monthly payment
- $5,275
- Annual debt service
- $63K
- Cash flow needed (1.25×)
- $79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
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- K & J Restaurant Management, LLC in Frisco, TX — $500K (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 101 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 42 days
- Approved
- 2/9/2023
- First disbursed
- 3/23/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Jy Establishment Food Service LLC in Cypress, TX — $524K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 106 months
- SBA guaranteed
- $393K (75%)
- Approval → funding
- 21 days
- Approved
- 7/19/2022
- First disbursed
- 8/9/2022
- Loan status
- Failed — $468K charged off (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Tenn-Vir-Tucky Enterprises Inc. in Harrogate, TN — $57K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $49K (85%)
- Approval → funding
- 7 days
- Approved
- 11/23/2021
- First disbursed
- 11/30/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 51
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- HMS Ventures Inc. in Pleasanton, CA — $2.7M (2021) · purchase · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approved
- 12/13/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 250
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $3.0M
- Est. down payment (10%)
- $295K
- Est. cash at closing
- $407K
- Monthly payment
- $29,476
- Annual debt service
- $354K
- Cash flow needed (1.25×)
- $442K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- Tenn-Vir-Tucky Enterprises Inc. in Harrogate, TN — $403K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $362K (90%)
- Approval → funding
- 16 days
- Approved
- 7/15/2021
- First disbursed
- 7/31/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Crispeno Realty, Inc. in Edmonds, WA — $300K (2021) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $270K (90%)
- Approval → funding
- 3 days
- Approved
- 2/25/2021
- First disbursed
- 2/28/2021
- Loan status
- Paid in full (8/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Offices of Real Estate Agents and Brokers
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- GT Vet, LLC in Virginia Beach, VA — $500K (2020) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 126 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 98 days
- Approved
- 4/24/2020
- First disbursed
- 7/31/2020
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Buying a Jon Smith Subs? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Jon Smith Subs businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Jon Smith Subs purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Citizens Bank funds the most. DealRoom is not a lender.
- $500K typical Jon Smith Subs loan
- 4 lenders fund the brand
- 16 days typical to fund
Buyers researching a Jon Smith Subs typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.