Food & Restaurants · lender intelligence
How to finance a KFC
The SBA 7(a) lenders funding the most KFC deals, ranked from public loan records — typical KFC loan about $653K. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with KFC
Ranked by funded KFC loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.38 loans · $21M · San Antonio, TXFull record →
- 2.11 loans · $10M · Bedminster, NJFull record →
- 3.16 loans · $21M · Las Vegas, NVFull record →
- 4.2,539 loans · $965M · Columbus, OHFull record →
- 5.4 loans · $4M · Hauppauge, NYFull record →
- 6.284 loans · $254M · Cincinnati, OHFull record →
- 7.24 loans · $21M · Raleigh, NCFull record →
- 8.1 loans · $0M · City Of Industry, CAFull record →
- 9.1,296 loans · $1.4B · Wilmington, NCFull record →
10+ funded KFC deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Madinah Food LLC in Galveston, TX — $500K (2024) · purchase · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approved
- 12/27/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,066
- Annual debt service
- $73K
- Cash flow needed (1.25×)
- $91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
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- LUCKY DINING INC. in Howell, MI — $350K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 29 days
- Approved
- 11/3/2022
- First disbursed
- 12/2/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- EGP Louisiana LLC in Port Allen, LA — $3.5M (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approval → funding
- 47 days
- Approved
- 1/28/2022
- First disbursed
- 3/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.9M
- Est. down payment (10%)
- $388K
- Est. cash at closing
- $537K
- Monthly payment
- $37,498
- Annual debt service
- $450K
- Cash flow needed (1.25×)
- $562K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- RO Foods, Inc. in North Richland Hills, TX — $2.8M (2022) · Frost Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 280 days
- Approved
- 9/23/2022
- First disbursed
- 6/30/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 75
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
- CL Food Enterprises LLC in Baltimore, MD — $653K (2022) · purchase · Dime Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $490K (75%)
- Approval → funding
- 41 days
- Approved
- 9/27/2022
- First disbursed
- 11/7/2022
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $726K
- Est. down payment (10%)
- $73K
- Est. cash at closing
- $97K
- Monthly payment
- $7,837
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Dime Community Bank · Lender record →
Your business? Claim this record · Request removal
- RO Foods, Inc. in North Richland Hills, TX — $250K (2022) · Frost Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $125K (50%)
- Approved
- 9/23/2022
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 75
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
- Golden Triangle Enterprises, LLC in La Puente, CA — $200K (2022) · United Pacific Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 18 days
- Approved
- 12/3/2021
- First disbursed
- 12/21/2021
- Loan status
- Paid in full (6/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by United Pacific Bank · Lender record →
Your business? Claim this record · Request removal
- Kotes Management LLC in Merrick, NY — $3.3M (2021) · purchase · Peapack Private Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 129 days
- Approved
- 12/22/2020
- First disbursed
- 4/30/2021
- Loan status
- Paid in full (5/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 78
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.6M
- Est. down payment (10%)
- $361K
- Est. cash at closing
- $499K
- Monthly payment
- $35,675
- Annual debt service
- $428K
- Cash flow needed (1.25×)
- $535K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peapack Private Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- AVPROP LLC in Auburn, CA — $1.4M (2021) · Meadows Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (90%)
- Approval → funding
- 4 days
- Approved
- 4/26/2021
- First disbursed
- 4/30/2021
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 95
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
- Rayville KFC LLC in Rayville, LA — $603K (2020) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 126 months
- SBA guaranteed
- $452K (75%)
- Approval → funding
- 46 days
- Approved
- 1/14/2020
- First disbursed
- 2/29/2020
- Loan status
- Paid in full (7/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
Buying a KFC? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to KFC businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a KFC purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Frost Bank funds the most. DealRoom is not a lender.
- $653K typical KFC loan
- 9 lenders fund the brand
- 46 days typical to fund
Buyers researching a KFC typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
- Canonical: