Food & Restaurants · lender intelligence
How to finance a Menchie's in California
The SBA 7(a) lenders funding the most Menchie's deals in California, from public loan records — typical Menchie's loan about $250K. A bank already funding the brand in your state knows it twice over.
Most active with Menchie's in California
Ranked by funded Menchie's loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.40 loans · $41M · La Jolla, CAFull record →
- 3.46 loans · $47M · Asheville, NCFull record →
- 4.70 loans · $22M · Melrose, MNFull record →
- 5.154 loans · $26M · San Diego, CAFull record →
9+ funded Menchie's in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SL SWIRLZ LLC in Fontana, CA — $40K (2026) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.99% fixed
- Term
- 48 mo (4 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 1 days
- Approved
- 11/13/2025
- First disbursed
- 11/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
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- Menchie's Granite Bay in Granite Bay, CA — $330K (2025) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $248K (75%)
- Approval → funding
- 71 days
- Approved
- 9/28/2025
- First disbursed
- 12/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by HomeTrust Bank · Lender record →
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- Alpine Enterprises LLC in Manteca, CA — $293K (2025) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $220K (75%)
- Approval → funding
- 18 days
- Approved
- 5/29/2025
- First disbursed
- 6/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Magnifi Financial CU · Lender record →
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- AGT Yogurt LLC in Fresno, CA — $257K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $193K (75%)
- Approval → funding
- 34 days
- Approved
- 11/2/2023
- First disbursed
- 12/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Blue Ridge Innovation, Inc. in Oceanside, CA — $246K (2024) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.95% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $184K (75%)
- Approval → funding
- 42 days
- Approved
- 9/26/2024
- First disbursed
- 11/7/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
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- EL RANCHO MCGINNO LLC in El Cajon, CA — $197K (2024) · CalPrivate Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $148K (75%)
- Approval → funding
- 13 days
- Approved
- 11/22/2023
- First disbursed
- 12/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by CalPrivate Bank · Lender record →
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- EL RANCHO MCGINNO LLC in El Cajon, CA — $197K (2024) · CalPrivate Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $148K (75%)
- Approval → funding
- 13 days
- Approved
- 11/22/2023
- First disbursed
- 12/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by CalPrivate Bank · Lender record →
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- AGT Yogurt LLC in Fresno, CA — $30K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 34 days
- Approved
- 11/2/2023
- First disbursed
- 12/6/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- E-Amaze Inc. in Santa Clarita, CA — $300K (2023) · purchase · CDC Small Business Finance Corp.
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 12.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approved
- 4/26/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Ice Cream and Frozen Dessert Manufacturing
If you were the buyer here
- Est. deal size
- $333K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $45K
- Monthly payment
- $4,391
- Annual debt service
- $53K
- Cash flow needed (1.25×)
- $66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CDC Small Business Finance Corp. · Lender record →
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Buying a Menchie's in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Menchie's loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Menchie's purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. The Huntington National Bank funds the most here. DealRoom is not a lender.
- $250K typical Menchie's loan
- 6 lenders active in California
- 9+ funded California deals
- 34 days typical to fund
Buyers buying a Menchie's in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.