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How to finance a MGM Wine & Spirits in Minnesota
The SBA 7(a) lenders funding the most MGM Wine & Spirits deals in Minnesota, from public loan records — typical MGM Wine & Spirits loan about $447K. A bank already funding the brand in your state knows it twice over.
Most active with MGM Wine & Spirits in Minnesota
Ranked by funded MGM Wine & Spirits loans in Minnesota. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.46 loans · $27M · Sartell, MNFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.318 loans · $229M · Osage Beach, MOFull record →
- 4.5 loans · $2M · Minneapolis, MNFull record →
- 5.3 loans · $1M · Saint Francis, MNFull record →
- 6.116 loans · $120M · Evansville, INFull record →
- 7.26 loans · $22M · Foley, MNFull record →
12+ funded MGM Wine & Spirits in Minnesota deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Spirits and More LLC in Roseville, MN — $814K (2024) · First Bank of the Lake
- Program
- 7a General
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $611K (75%)
- Approval → funding
- 14 days
- Approved
- 8/15/2024
- First disbursed
- 8/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Beer, Wine, and Liquor Retailers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- LUSTROUS SPIRITS INC. in Saint Paul, MN — $410K (2024) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $307K (75%)
- Approval → funding
- 13 days
- Approved
- 5/16/2024
- First disbursed
- 5/29/2024
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Beer, Wine, and Liquor Retailers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Supreme Spirits LLC in Red Wing, MN — $1.7M (2023) · purchase · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.11% fixed
- Term
- 119 months
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 25 days
- Approved
- 6/26/2023
- First disbursed
- 7/21/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $194K
- Est. cash at closing
- $267K
- Monthly payment
- $20,500
- Annual debt service
- $246K
- Cash flow needed (1.25×)
- $307K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- TLC Liquors LLC in White Bear Lake, MN — $447K (2023) · purchase · Village Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $335K (75%)
- Approval → funding
- 8 days
- Approved
- 3/27/2023
- First disbursed
- 4/4/2023
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $497K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $66K
- Monthly payment
- $5,666
- Annual debt service
- $68K
- Cash flow needed (1.25×)
- $85K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank · Lender record →
Your business? Claim this record · Request removal
- Willar Liquor LLC in Burnsville, MN — $429K (2023) · MidCountry Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $322K (75%)
- Approval → funding
- 21 days
- Approved
- 9/12/2023
- First disbursed
- 10/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Beer, Wine, and Liquor Retailers
Funded by MidCountry Bank · Lender record →
Your business? Claim this record · Request removal
- Gengreen LLC in Plymouth, MN — $863K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $647K (75%)
- Approval → funding
- 1 days
- Approved
- 8/22/2022
- First disbursed
- 8/23/2022
- Loan status
- Paid in full (12/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Beer, Wine, and Liquor Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Rimkus Corporation in Winona, MN — $350K (2022) · Falcon National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (50%)
- Approved
- 11/16/2021
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Beer, Wine, and Liquor Stores
Funded by Falcon National Bank · Lender record →
Your business? Claim this record · Request removal
- Gengreen LLC in Plymouth, MN — $75K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approved
- 8/22/2022
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Beer and Ale Merchant Wholesalers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- KREKD INCORPORATED in Saint Paul, MN — $25K (2022) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.24% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 9/28/2022
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Beer, Wine, and Liquor Stores
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Krekd Incorporated in Vadnais Heights, MN — $611K (2021) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $458K (75%)
- Approval → funding
- 42 days
- Approved
- 10/19/2020
- First disbursed
- 11/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Stores
If you were the buyer here
- Est. deal size
- $679K
- Est. down payment (10%)
- $68K
- Est. cash at closing
- $91K
- Monthly payment
- $6,631
- Annual debt service
- $80K
- Cash flow needed (1.25×)
- $99K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- LUSTROUS SPIRITS INC. in Roseville, MN — $558K (2021) · purchase · BankVista
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $419K (75%)
- Approval → funding
- 8 days
- Approved
- 11/5/2020
- First disbursed
- 11/13/2020
- Loan status
- Paid in full (6/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Stores
If you were the buyer here
- Est. deal size
- $620K
- Est. down payment (10%)
- $62K
- Est. cash at closing
- $83K
- Monthly payment
- $5,987
- Annual debt service
- $72K
- Cash flow needed (1.25×)
- $90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
- LUSTROUS SPIRITS INC. in Roseville, MN — $50K (2021) · purchase · BankVista
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 8 days
- Approved
- 11/5/2020
- First disbursed
- 11/13/2020
- Loan status
- Paid in full (6/30/2024)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Stores
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $536
- Annual debt service
- $6K
- Cash flow needed (1.25×)
- $8K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
Buying a MGM Wine & Spirits in Minnesota? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded MGM Wine & Spirits loans with a Minnesota project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a MGM Wine & Spirits purchase in Minnesota with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Minnesota deals. BankVista funds the most here. DealRoom is not a lender.
- $447K typical MGM Wine & Spirits loan
- 8 lenders active in Minnesota
- 12+ funded Minnesota deals
- 13 days typical to fund
Buyers buying a MGM Wine & Spirits in Minnesota typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: