Retail & Shops · lender intelligence
How to finance a Plato's Closet in Texas
The SBA 7(a) lenders funding the most Plato's Closet deals in Texas, from public loan records — typical Plato's Closet loan about $467K. A bank already funding the brand in your state knows it twice over.
Most active with Plato's Closet in Texas
Ranked by funded Plato's Closet loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.149 loans · $135M · Mukwonago, WIFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.1 loans · $1M · Lincoln, NEFull record →
- 4.2 loans · $1M · Artesia, NMFull record →
- 5.95 loans · $67M · New York, NYFull record →
7+ funded Plato's Closet in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Hartley Retail Ventures LLC in Amarillo, TX — $285K (2026) · Western Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $214K (75%)
- Approval → funding
- 9 days
- Approved
- 2/18/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Western Bank · Lender record →
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- Specht Enterprises LLC in Plano, TX — $707K (2023) · Grasshopper Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $530K (75%)
- Approved
- 4/18/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Grasshopper Bank National Association · Lender record →
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- Candace's Collections LLC in Denton, TX — $610K (2022) · purchase · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $457K (75%)
- Approval → funding
- 12 days
- Approved
- 8/18/2022
- First disbursed
- 8/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Clothing and Clothing Accessories Retailers
If you were the buyer here
- Est. deal size
- $677K
- Est. down payment (10%)
- $68K
- Est. cash at closing
- $91K
- Monthly payment
- $7,476
- Annual debt service
- $90K
- Cash flow needed (1.25×)
- $112K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
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- Petra Star Inc. in Dallas, TX — $571K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $428K (75%)
- Approval → funding
- 2 days
- Approved
- 9/28/2022
- First disbursed
- 9/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- New Business or 2 years or less
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Greens Second Uses LLC in Beaumont, TX — $347K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 121 months
- SBA guaranteed
- $260K (75%)
- Approval → funding
- 11 days
- Approved
- 2/24/2022
- First disbursed
- 3/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Used Merchandise Stores
Funded by Citizens Bank · Lender record →
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- Petra Star Inc. in Dallas, TX — $50K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 7 days
- Approved
- 9/28/2022
- First disbursed
- 10/5/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- New Business or 2 years or less
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- CRJ PC SAN MARCOS in San Marcos, TX — $418K (2021) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $376K (90%)
- Approval → funding
- 5 days
- Approved
- 2/24/2021
- First disbursed
- 3/1/2021
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Used Merchandise Stores
If you were the buyer here
- Est. deal size
- $464K
- Est. down payment (10%)
- $46K
- Est. cash at closing
- $62K
- Monthly payment
- $4,429
- Annual debt service
- $53K
- Cash flow needed (1.25×)
- $66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Plato's Closet in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Plato's Closet loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Plato's Closet purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Citizens Bank funds the most here. DealRoom is not a lender.
- $467K typical Plato's Closet loan
- 5 lenders active in Texas
- 7+ funded Texas deals
- 9 days typical to fund
Buyers buying a Plato's Closet in Texas typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.