Most active with Plato's Closet

Ranked by funded Plato's Closet loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.1 loans · $1M · Lincoln, NEFull record →
3.1,296 loans · $1.4B · Wilmington, NCFull record →
4.78 loans · $53M · Birmingham, ALFull record →
5.149 loans · $135M · Mukwonago, WIFull record →
6.34 loans · $26M · Kalispell, MTFull record →
7.66 loans · $68M · Milford, IAFull record →
8.46 loans · $47M · Asheville, NCFull record →
9.21 loans · $5M · Spartanburg, SCFull record →
10.9 loans · $6M · Omaha, NEFull record →
11.105 loans · $164M · Brookline, MAFull record →
12.1,322 loans · $185M · Wilmington, DEFull record →
13.328 loans · $134M · Cleveland, OHFull record →
14.2 loans · $1M · Artesia, NMFull record →
15.112 loans · $112M · Irving, TXFull record →
16.116 loans · $120M · Evansville, INFull record →
17.6 loans · $4M · Spokane Valley, WAFull record →
18.168 loans · $205M · Fishers, INFull record →
19.9 loans · $10M · Warren, PAFull record →
20.12 loans · $24M · South Bend, INFull record →
21.318 loans · $229M · Osage Beach, MOFull record →
22.128 loans · $40M · Wilmington, DEFull record →
23.5 loans · $3M · Sacramento, CAFull record →
24.62 loans · $34M · Winter Haven, FLFull record →
25.95 loans · $67M · New York, NYFull record →

48+ funded Plato's Closet deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Luck Enterprises, Inc. in Williston, VT — $1.8M (2026) · purchase · VelocitySBA, LLC

Program: Preferred Lenders Program
Rate at approval: 8.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.3M (75%)
Approved: 3/12/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 30
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $2.0M
Est. down payment (10%): $196K
Est. cash at closing: $270K
Monthly payment: $22,133
Annual debt service: $266K
Cash flow needed (1.25×): $332K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by VelocitySBA, LLC · Lender record →

Your business? Claim this record · Request removal

Hartley Retail Ventures LLC in Amarillo, TX — $285K (2026) · Western Bank

Program: 7a General
Rate at approval: 7.75% variable
Term: 72 mo (6 yrs)
SBA guaranteed: $214K (75%)
Approval → funding: 9 days
Approved: 2/18/2026
First disbursed: 2/27/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 31
Business age: Existing or more than 2 years old
Industry: Clothing and Clothing Accessories Retailers

Funded by Western Bank · Lender record →

Your business? Claim this record · Request removal

Resale Ingenuity LLC in Clarksville, TN — $1.3M (2025) · Regions Bank

Program: Preferred Lenders Program
Rate at approval: 7.75% variable
Term: 96 mo (8 yrs)
SBA guaranteed: $985K (75%)
Approval → funding: 51 days
Approved: 6/30/2025
First disbursed: 8/20/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 34
Business age: Existing or more than 2 years old
Industry: Clothing and Clothing Accessories Retailers

Funded by Regions Bank · Lender record →

Your business? Claim this record · Request removal

Plato's Closet Valdosta in Valdosta, GA — $659K (2025) · purchase · First Internet Bank of Indiana

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $494K (75%)
Approval → funding: 28 days
Approved: 5/20/2025
First disbursed: 6/17/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 8
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $732K
Est. down payment (10%): $73K
Est. cash at closing: $98K
Monthly payment: $8,800
Annual debt service: $106K
Cash flow needed (1.25×): $132K

Funded by First Internet Bank of Indiana · Lender record →

Your business? Claim this record · Request removal

R&B ROMAN LLC in Spokane, WA — $475K (2025) · Numerica CU

Program: Preferred Lenders Program
Rate at approval: 8.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $356K (75%)
Approval → funding: 9 days
Approved: 5/19/2025
First disbursed: 5/28/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 8
Business age: New Business or 2 years or less
Industry: Used Merchandise Retailers

Funded by Numerica CU · Lender record →

Your business? Claim this record · Request removal

My Mind Studios LLC in Saint Paul, MN — $467K (2025) · purchase · Old National Bank

Program: Preferred Lenders Program
Rate at approval: 7.8% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $350K (75%)
Approval → funding: 80 days
Approved: 5/13/2025
First disbursed: 8/1/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 1
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $518K
Est. down payment (10%): $52K
Est. cash at closing: $69K
Monthly payment: $5,611
Annual debt service: $67K
Cash flow needed (1.25×): $84K

Funded by Old National Bank · Lender record →

Your business? Claim this record · Request removal

Casper Closet, LLC in Casper, WY — $152K (2025) · Wyoming Capital Access

Program: 7a General
Rate at approval: 11.5% fixed
Term: 66 months
SBA guaranteed: $114K (75%)
Approved: 10/29/2024
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 31
Business age: Startup, Loan Funds will Open Business
Industry: Used Merchandise Retailers

Funded by Wyoming Capital Access

Your business? Claim this record · Request removal

My Platos Kennesaw, LLC in Kennesaw, GA — $625K (2024) · River City Bank

Program: 7a General
Rate at approval: 11.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $469K (75%)
Approval → funding: 49 days
Approved: 12/15/2023
First disbursed: 2/2/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 16
Business age: Existing or more than 2 years old
Industry: Clothing and Clothing Accessories Retailers

Funded by River City Bank · Lender record →

Your business? Claim this record · Request removal

Plato's Closet in Chapel Hill, NC — $500K (2024) · First Bank of the Lake

Program: Preferred Lenders Program
Rate at approval: 11% variable
Term: 126 months
SBA guaranteed: $375K (75%)
Approval → funding: 10 days
Approved: 9/23/2024
First disbursed: 10/3/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Startup, Loan Funds will Open Business
Industry: Clothing and Clothing Accessories Retailers

Funded by First Bank of the Lake · Lender record →

Your business? Claim this record · Request removal

BRADFORD CONSULTING, L.L.C. in Grand Rapids, MI — $430K (2024) · PNC Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 8.18% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $323K (75%)
Approval → funding: 12 days
Approved: 11/22/2023
First disbursed: 12/4/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 12
Business age: Existing or more than 2 years old
Industry: Used Merchandise Retailers

Funded by PNC Bank, National Association · Lender record →

Your business? Claim this record · Request removal

Plato's Closet Warwick in Warwick, RI — $250K (2024) · Westerly Community CU

Program: 7a General
Rate at approval: 11% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $188K (75%)
Approval → funding: 76 days
Approved: 2/15/2024
First disbursed: 5/1/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 20
Business age: Existing or more than 2 years old
Industry: Used Merchandise Retailers

Funded by Westerly Community CU

Your business? Claim this record · Request removal

JAZ AND JAG LLC in Roanoke, VA — $2.4M (2023) · purchase · Pinnacle Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.8M (75%)
Approval → funding: 52 days
Approved: 4/25/2023
First disbursed: 6/16/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 35
Business age: Change of Ownership
Industry: Clothing and Clothing Accessories Retailers

If you were the buyer here

Est. deal size: $2.6M
Est. down payment (10%): $263K
Est. cash at closing: $362K
Monthly payment: $31,569
Annual debt service: $379K
Cash flow needed (1.25×): $474K

Funded by Pinnacle Bank · Lender record →

Your business? Claim this record · Request removal

I and I Enterprises, Inc. in Lima, NY — $998K (2023) · KeyBank National Association

Program: Preferred Lenders Program
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $749K (75%)
Approval → funding: 7 days
Approved: 2/28/2023
First disbursed: 3/7/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 47
Business age: Existing or more than 2 years old
Industry: Clothing and Clothing Accessories Retailers

Funded by KeyBank National Association · Lender record →

Your business? Claim this record · Request removal

Scarlet & Grey, Incorporated in Escondido, CA — $775K (2023) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $581K (75%)
Approved: 1/25/2023
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 20
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $861K
Est. down payment (10%): $86K
Est. cash at closing: $118K
Monthly payment: $10,242
Annual debt service: $123K
Cash flow needed (1.25×): $154K

Funded by Live Oak Banking Company · Lender record →

Your business? Claim this record · Request removal

Scarlet & Grey, Incorporated in Escondido, CA — $775K (2023) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $581K (75%)
Approval → funding: 33 days
Approved: 2/2/2023
First disbursed: 3/7/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 20
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $861K
Est. down payment (10%): $86K
Est. cash at closing: $118K
Monthly payment: $10,242
Annual debt service: $123K
Cash flow needed (1.25×): $154K

Funded by Live Oak Banking Company · Lender record →

Your business? Claim this record · Request removal

CNK Endeavors Incorporated in Bristol, VA — $722K (2023) · The First Bank and Trust Company

Program: Preferred Lenders Program
Rate at approval: 8% variable
Term: 240 mo (20 yrs)
SBA guaranteed: $541K (75%)
Approval → funding: 2 days
Approved: 11/21/2022
First disbursed: 11/23/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 27
Business age: New Business or 2 years or less
Industry: Used Merchandise Retailers

Funded by The First Bank and Trust Company

Your business? Claim this record · Request removal

Specht Enterprises LLC in Plano, TX — $707K (2023) · Grasshopper Bank National Association

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $530K (75%)
Approved: 4/18/2023
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 11
Business age: New Business or 2 years or less
Industry: Clothing and Clothing Accessories Retailers

Funded by Grasshopper Bank National Association · Lender record →

Your business? Claim this record · Request removal

YNWA LLC DBA Plato's Closet in Orlando, FL — $603K (2023) · purchase · Regions Bank

Program: Preferred Lenders Program
Rate at approval: 9.17% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $452K (75%)
Approval → funding: 39 days
Approved: 1/13/2023
First disbursed: 2/21/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 21
Business age: Change of Ownership
Industry: Clothing and Clothing Accessories Retailers

If you were the buyer here

Est. deal size: $670K
Est. down payment (10%): $67K
Est. cash at closing: $90K
Monthly payment: $7,694
Annual debt service: $92K
Cash flow needed (1.25×): $115K

Funded by Regions Bank · Lender record →

Your business? Claim this record · Request removal

May Resell Company, LLC in Conway, AR — $504K (2023) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $378K (75%)
Approval → funding: 28 days
Approved: 3/7/2023
First disbursed: 4/4/2023
Loan status: Paid in full (11/30/2024)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 8
Business age: Startup, Loan Funds will Open Business
Industry: Used Merchandise Stores

Funded by The Huntington National Bank · Lender record →

Your business? Claim this record · Request removal

TJC22 LLC in Commack, NY — $500K (2023) · TD Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 6.35% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $375K (75%)
Approval → funding: 18 days
Approved: 2/17/2023
First disbursed: 3/7/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 20
Business age: New Business or 2 years or less
Industry: Clothing and Clothing Accessories Retailers

Funded by TD Bank, National Association · Lender record →

Your business? Claim this record · Request removal

How to finance a Plato's Closet

Most active with Plato's Closet

48+ funded Plato's Closet deals

Agent summary

Deal economics— what it takes to buy & finance Plato's Closet