Food & Restaurants · lender intelligence
How to finance a Ritter's Frozen Custard
The SBA 7(a) lenders funding the most Ritter's Frozen Custard deals, ranked from public loan records — typical Ritter's Frozen Custard loan about $138K. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Ritter's Frozen Custard
Ranked by funded Ritter's Frozen Custard loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.31 loans · $13M · Louisville, KYFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.1,322 loans · $185M · Wilmington, DEFull record →
- 4.242 loans · $281M · Chicago, ILFull record →
7+ funded Ritter's Frozen Custard deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Tommy's Ice-Cream Shop LLC in Livonia, MI — $490K (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.6% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $368K (75%)
- Approval → funding
- 120 days
- Approved
- 4/1/2025
- First disbursed
- 7/30/2025
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $544K
- Est. down payment (10%)
- $54K
- Est. cash at closing
- $73K
- Monthly payment
- $3,653
- Annual debt service
- $44K
- Cash flow needed (1.25×)
- $55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Tommy's Ice-Cream Shop LLC in Livonia, MI — $50K (2025) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 246 days
- Approved
- 4/1/2025
- First disbursed
- 12/3/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $640
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Two M Ices LLC in Surf City, NJ — $40K (2023) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.3% variable
- Term
- 89 months
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 15 days
- Approved
- 1/3/2023
- First disbursed
- 1/18/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TD Bank, National Association · Lender record →
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- Franklin Custard, LLC in Franklin, IN — $660K (2022) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $495K (75%)
- Approval → funding
- 9 days
- Approved
- 8/30/2022
- First disbursed
- 9/8/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Byline Bank · Lender record →
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- Portage Custard, LLC in Portage, MI — $106K (2021) · purchase · Stock Yards Bank & Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $79K (75%)
- Approval → funding
- 73 days
- Approved
- 7/17/2021
- First disbursed
- 9/28/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $117K
- Est. down payment (10%)
- $12K
- Est. cash at closing
- $15K
- Monthly payment
- $1,517
- Annual debt service
- $18K
- Cash flow needed (1.25×)
- $23K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stock Yards Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
- Greenwood Custard, LLC in Greenwood, IN — $160K (2020) · purchase · Stock Yards Bank & Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $80K (50%)
- Approval → funding
- 27 days
- Approved
- 8/28/2020
- First disbursed
- 9/24/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $178K
- Est. down payment (10%)
- $18K
- Est. cash at closing
- $24K
- Monthly payment
- $2,337
- Annual debt service
- $28K
- Cash flow needed (1.25×)
- $35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stock Yards Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
- SB Fuse One, LLC in Indianapolis, IN — $138K (2020) · purchase · Stock Yards Bank & Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $117K (85%)
- Approval → funding
- 39 days
- Approved
- 2/21/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $153K
- Est. down payment (10%)
- $15K
- Est. cash at closing
- $20K
- Monthly payment
- $2,015
- Annual debt service
- $24K
- Cash flow needed (1.25×)
- $30K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stock Yards Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
Buying a Ritter's Frozen Custard? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Ritter's Frozen Custard businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ritter's Frozen Custard purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Stock Yards Bank & Trust Company funds the most. DealRoom is not a lender.
- $138K typical Ritter's Frozen Custard loan
- 4 lenders fund the brand
- 39 days typical to fund
Buyers researching a Ritter's Frozen Custard typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.