Franchise · lender intelligence
The SBA 7(a) lenders funding the most Smash My Trash deals, ranked from public loan records — typical Smash My Trash loan about $324K, 0.99% failure rate across 103 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Ranked by funded Smash My Trash loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
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Funded by U.S. Bank, National Association · Lender record →
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Funded by The Huntington National Bank · Lender record →
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
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Funded by Renasant Bank · Lender record →
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Funded by Renasant Bank · Lender record →
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Funded by Newtek Small Business Finance, Inc.
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Funded by Readycap Lending, LLC · Lender record →
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Funded by Newtek Small Business Finance, Inc.
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Funded by United Community Bank · Lender record →
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Funded by The Huntington National Bank · Lender record →
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Funded by Newtek Small Business Finance, Inc.
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Funded by Stearns Bank National Association · Lender record →
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Funded by SouthState Bank, National Association · Lender record →
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Funded by Ameris Bank · Lender record →
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Funded by The Huntington National Bank · Lender record →
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Funded by Georgia's Own Credit Union · Lender record →
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Funded by Old National Bank · Lender record →
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Funded by The Huntington National Bank · Lender record →
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Smash My Trash? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Smash My Trash businesses. Mega-bank call-center lenders excluded.
How to finance a Smash My Trash purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. DealRoom is not a lender.
Buyers researching a Smash My Trash typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
$324K
Typical loan
range $181K–$499K
$360K
Est. purchase price
≈ loan ÷ 90%
$48,150
Cash to close
$36,000 down + fees
$4,463/mo
Typical payment
~11% · 10yr
$61,589/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
99.0%
Still performing
1% default · FY20–23
26 days
Typical time to fund
41
Lenders competing
more = leverage
5.73%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.