Food & Restaurants · lender intelligence
How to finance a Wetzel's Pretzels in California
The SBA 7(a) lenders funding the most Wetzel's Pretzels deals in California, from public loan records — typical Wetzel's Pretzels loan about $376K. A bank already funding the brand in your state knows it twice over.
Most active with Wetzel's Pretzels in California
Ranked by funded Wetzel's Pretzels loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.7 loans · $3M · Walnut Creek, CAFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
- 3.20 loans · $9M · Fresno, CAFull record →
- 4.61 loans · $67M · Los Angeles, CAFull record →
- 5.149 loans · $135M · Mukwonago, WIFull record →
- 6.274 loans · $315M · Los Angeles, CAFull record →
- 7.284 loans · $254M · Cincinnati, OHFull record →
20+ funded Wetzel's Pretzels in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Fresh Pretzel Inc in Concord, CA — $1.2M (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.44% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $891K (75%)
- Approval → funding
- 59 days
- Approved
- 12/22/2025
- First disbursed
- 2/19/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Bank of America, National Association · Lender record →
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- Zaia and Zaia LLC in Los Banos, CA — $358K (2026) · Community West Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term
- 126 months
- SBA guaranteed
- $269K (75%)
- Approved
- 12/31/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Community West Bank · Lender record →
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- Zaia and Zaia LLC in Sacramento, CA — $358K (2026) · Community West Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term
- 126 months
- SBA guaranteed
- $269K (75%)
- Approved
- 12/31/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Community West Bank · Lender record →
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- 52L ENTERPRISE INC in Santa Ana, CA — $250K (2026) · Bank of Hope
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 7 days
- Approved
- 2/19/2026
- First disbursed
- 2/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Retail Bakeries
Funded by Bank of Hope · Lender record →
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- A&A Innovations Inc. in Sacramento, CA — $500K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 87 days
- Approved
- 2/18/2025
- First disbursed
- 5/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Mobile Food Services
Funded by Citizens Bank · Lender record →
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- Sweet Sherman Food Inc. in Lakewood, CA — $750K (2024) · PCB Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $563K (75%)
- Approved
- 11/8/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by PCB Bank · Lender record →
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- Wetzel's Pretzels Fig Garden in Fresno, CA — $749K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 128 months
- SBA guaranteed
- $562K (75%)
- Approval → funding
- 57 days
- Approved
- 3/3/2024
- First disbursed
- 4/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
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- Sweet Sherman Food Inc. in Lakewood, CA — $735K (2024) · PCB Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $551K (75%)
- Approval → funding
- 27 days
- Approved
- 12/28/2023
- First disbursed
- 1/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by PCB Bank · Lender record →
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- Wetzel's Pretzels in Cerritos, CA — $605K (2024) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 85 months
- SBA guaranteed
- $454K (75%)
- Approval → funding
- 7 days
- Approved
- 10/31/2023
- First disbursed
- 11/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $672K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $90K
- Monthly payment
- $10,119
- Annual debt service
- $121K
- Cash flow needed (1.25×)
- $152K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
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- AMACA Group Inc in Lancaster, CA — $458K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 90 months
- SBA guaranteed
- $344K (75%)
- Approval → funding
- 55 days
- Approved
- 10/19/2023
- First disbursed
- 12/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Citizens Bank · Lender record →
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- Fresh Pretzel Inc in Concord, CA — $3.2M (2023) · SMBC MANUBANK
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 12 days
- Approved
- 3/30/2023
- First disbursed
- 4/11/2023
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by SMBC MANUBANK
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- WETZEL'S PRETZELS in Palmdale, CA — $465K (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $349K (75%)
- Approval → funding
- 91 days
- Approved
- 9/29/2023
- First disbursed
- 12/29/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
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- Wetzel's Pretzels in Chino, CA — $317K (2023) · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $238K (75%)
- Approval → funding
- 57 days
- Approved
- 2/7/2023
- First disbursed
- 4/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by United Business Bank · Lender record →
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- Silver Food, Inc. in Montclair, CA — $250K (2023) · PCB Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 10 days
- Approved
- 9/24/2023
- First disbursed
- 10/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by PCB Bank · Lender record →
Your business? Claim this record · Request removal
- Wetzel’s Pretzels Del Amo II in Torrance, CA — $1.1M (2022) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $810K (75%)
- Approval → funding
- 90 days
- Approved
- 9/29/2022
- First disbursed
- 12/28/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $120K
- Est. cash at closing
- $165K
- Monthly payment
- $12,679
- Annual debt service
- $152K
- Cash flow needed (1.25×)
- $190K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- PTTP Incorporated in Palmdale, CA — $518K (2022) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $389K (75%)
- Approval → funding
- 7 days
- Approved
- 8/9/2022
- First disbursed
- 8/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
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- Wetzel Chino Hills LLC in Chino Hills, CA — $327K (2022) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $245K (75%)
- Approval → funding
- 8 days
- Approved
- 1/10/2022
- First disbursed
- 1/18/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- All Other Specialty Food Stores
If you were the buyer here
- Est. deal size
- $363K
- Est. down payment (10%)
- $36K
- Est. cash at closing
- $49K
- Monthly payment
- $3,468
- Annual debt service
- $42K
- Cash flow needed (1.25×)
- $52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- PTTP Incorporated in Palmdale, CA — $25K (2022) · First Bank of the Lake
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 8/9/2022
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Zaia and Zaia LLC in Turlock, CA — $277K (2021) · Community West Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 123 months
- SBA guaranteed
- $249K (90%)
- Approval → funding
- 50 days
- Approved
- 5/11/2021
- First disbursed
- 6/30/2021
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 49
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Community West Bank · Lender record →
Your business? Claim this record · Request removal
- WPCR Inc in Carlsbad, CA — $300K (2020) · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (50%)
- Approval → funding
- 39 days
- Approved
- 10/22/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (5/31/2023)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Wetzel's Pretzels in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Wetzel's Pretzels loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Wetzel's Pretzels purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. United Business Bank funds the most here. DealRoom is not a lender.
- $376K typical Wetzel's Pretzels loan
- 9 lenders active in California
- 20+ funded California deals
- 50 days typical to fund
Buyers buying a Wetzel's Pretzels in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: