Most active with Zaxby's

Ranked by funded Zaxby's loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.66 loans · $68M · Milford, IAFull record →
3.36 loans · $46M · Los Angeles, CAFull record →
4.1 loans · $1M · Lincoln, NEFull record →
5.36 loans · $51M · Carmel, INFull record →
6.72 loans · $30M · Oconomowoc, WIFull record →
7.28 loans · $32M · Saint Joseph, MIFull record →
8.2,539 loans · $965M · Columbus, OHFull record →
9.9 loans · $13M · Atlanta, GAFull record →
10.8 loans · $7M · Dickson, TNFull record →
11.291 loans · $320M · Laguna Hills, CAFull record →
12.23 loans · $30M · Stuart, FLFull record →
13.10 loans · $2M · Jefferson City, MOFull record →
14.105 loans · $51M · Fitzgerald, GAFull record →
15.12 loans · $3M · Corydon, INFull record →
16.97 loans · $96M · Raleigh, NCFull record →
17.1,322 loans · $185M · Wilmington, DEFull record →
18.34 loans · $57M · Charlotte, NCFull record →
19.62 loans · $34M · Winter Haven, FLFull record →
20.47 loans · $39M · Greenville, PAFull record →

51+ funded Zaxby's deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

GK Ashland LLC in Ashland, VA — $2.3M (2026) · United FCU

Program: Preferred Lenders Program
Rate at approval: 8.25% variable
Term: 308 months
SBA guaranteed: $1.7M (75%)
Approved: 1/22/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 32
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by United FCU · Lender record →

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Zaxby's in Lutherville Timonium, MD — $2.1M (2026) · Harvest Small Business Finance, LLC

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.6M (75%)
Approval → funding: 11 days
Approved: 11/24/2025
First disbursed: 12/5/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 5
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants

Funded by Harvest Small Business Finance, LLC · Lender record →

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3260 BOSTON CHICKEN LLC in Bronx, NY — $1.7M (2026) · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 8.5% variable
Term: 132 mo (11 yrs)
SBA guaranteed: $1.3M (75%)
Approval → funding: 25 days
Approved: 1/29/2026
First disbursed: 2/23/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 77
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by Live Oak Banking Company · Lender record →

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Monarch Restaurant Group Inc in Scottsdale, AZ — $500K (2026) · Live Oak Banking Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 8.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $250K (50%)
Approved: 1/6/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 16
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants

Funded by Live Oak Banking Company · Lender record →

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LATTAKIA GROUP L.L.C. in Rosedale, MD — $500K (2026) · Live Oak Banking Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $250K (50%)
Approved: 1/15/2026
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 30
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by Live Oak Banking Company · Lender record →

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CKN INC. in Orange City, FL — $450K (2026) · Live Oak Banking Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $225K (50%)
Approved: 3/3/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 34
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants

Funded by Live Oak Banking Company · Lender record →

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TSGZ LLC. in Clanton, AL — $150K (2026) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 8.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $128K (85%)
Approval → funding: 7 days
Approved: 12/12/2025
First disbursed: 12/19/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 40
Business age: Change of Ownership
Industry: Limited-Service Restaurants

If you were the buyer here

Est. deal size: $167K
Est. down payment (10%): $17K
Est. cash at closing: $21K
Monthly payment: $1,860
Annual debt service: $22K
Cash flow needed (1.25×): $28K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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Axiom Hosts, LLC in Middletown, OH — $3.5M (2025) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 6.99% fixed
Term: 312 mo (26 yrs)
SBA guaranteed: $2.6M (75%)
Approval → funding: 80 days
Approved: 9/30/2025
First disbursed: 12/19/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 20
Business age: New Business or 2 years or less
Industry: Limited-Service Restaurants

Funded by The Huntington National Bank · Lender record →

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Perry Chicken LLC in Perry, FL — $3.2M (2025) · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 7.75% variable
Term: 312 mo (26 yrs)
SBA guaranteed: $2.4M (75%)
Approval → funding: 60 days
Approved: 3/13/2025
First disbursed: 5/12/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 45
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by Live Oak Banking Company · Lender record →

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Zaxby's in Prince George, VA — $3.1M (2025) · United FCU

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 308 months
SBA guaranteed: $2.3M (75%)
Approval → funding: 111 days
Approved: 9/3/2025
First disbursed: 12/23/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 30
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by United FCU · Lender record →

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CZOE, LLC in Clanton, AL — $2.8M (2025) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 7.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.1M (75%)
Approval → funding: 17 days
Approved: 8/22/2025
First disbursed: 9/8/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 23
Business age: Change of Ownership
Industry: Limited-Service Restaurants

If you were the buyer here

Est. deal size: $3.1M
Est. down payment (10%): $306K
Est. cash at closing: $422K
Monthly payment: $20,322
Annual debt service: $244K
Cash flow needed (1.25×): $305K

Funded by Live Oak Banking Company · Lender record →

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VHZOE, LLC in Vestavia Hills, AL — $1.5M (2025) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 7.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.1M (75%)
Approval → funding: 17 days
Approved: 8/22/2025
First disbursed: 9/8/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 17
Business age: Change of Ownership
Industry: Limited-Service Restaurants

If you were the buyer here

Est. deal size: $1.6M
Est. down payment (10%): $165K
Est. cash at closing: $226K
Monthly payment: $10,952
Annual debt service: $131K
Cash flow needed (1.25×): $164K

Funded by Live Oak Banking Company · Lender record →

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Magnolia Chicken LLC in Magnolia, NJ — $1.2M (2025) · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 7% variable
Term: 126 months
SBA guaranteed: $926K (75%)
Approval → funding: 15 days
Approved: 9/11/2025
First disbursed: 9/26/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 33
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by Live Oak Banking Company · Lender record →

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WTCB2, LLC in Nashville, TN — $1.2M (2025) · purchase · Seacoast National Bank

Program: Preferred Lenders Program
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $878K (75%)
Approval → funding: 34 days
Approved: 4/15/2025
First disbursed: 5/19/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 55
Business age: Change of Ownership
Industry: Limited-Service Restaurants

If you were the buyer here

Est. deal size: $1.3M
Est. down payment (10%): $130K
Est. cash at closing: $178K
Monthly payment: $15,140
Annual debt service: $182K
Cash flow needed (1.25×): $227K

Funded by Seacoast National Bank · Lender record →

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GK Hopewell LLC in North Prince George, VA — $175K (2025) · Ameris Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $88K (50%)
Approved: 3/25/2025
Loan status: Cancelled
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 30
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by Ameris Bank · Lender record →

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Axiom Hosts, LLC in Middletown, OH — $100K (2025) · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $50K (50%)
Approved: 9/30/2025
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 20
Business age: New Business or 2 years or less
Industry: Limited-Service Restaurants

Funded by The Huntington National Bank · Lender record →

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RMW1 LLC in Waldorf, MD — $3.2M (2024) · TD Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 6.82% fixed
Term: 312 mo (26 yrs)
SBA guaranteed: $2.4M (75%)
Approval → funding: 27 days
Approved: 12/15/2023
First disbursed: 1/11/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 168
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by TD Bank, National Association · Lender record →

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Zell Moore Chicken, Inc. in Greenville, TX — $2.9M (2024) · First-Citizens Bank & Trust Company

Program: Preferred Lenders Program
Rate at approval: 7.2% fixed
Term: 300 mo (25 yrs)
SBA guaranteed: $2.2M (75%)
Approval → funding: 57 days
Approved: 10/3/2023
First disbursed: 11/29/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 36
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by First-Citizens Bank & Trust Company · Lender record →

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Leavenworth KS LLC in Leavenworth, KS — $2.8M (2024) · Merchants Bank of Indiana

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.1M (75%)
Approval → funding: 24 days
Approved: 6/9/2024
First disbursed: 7/3/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 68
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by Merchants Bank of Indiana · Lender record →

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OAK GROVE KC LLC in Oak Grove, MO — $1.4M (2024) · Merchants Bank of Indiana

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 132 mo (11 yrs)
SBA guaranteed: $1.0M (75%)
Approval → funding: 23 days
Approved: 6/9/2024
First disbursed: 7/2/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 64
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by Merchants Bank of Indiana · Lender record →

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How to finance a Zaxby's

Most active with Zaxby's

51+ funded Zaxby's deals

Agent summary

Deal economics— what it takes to buy & finance Zaxby's