Food & Restaurants · lender intelligence
How to finance a Zaxby's in Mississippi
The SBA 7(a) lenders funding the most Zaxby's deals in Mississippi, from public loan records — typical Zaxby's loan about $1.4M. A bank already funding the brand in your state knows it twice over.
Most active with Zaxby's in Mississippi
Ranked by funded Zaxby's loans in Mississippi. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.66 loans · $68M · Milford, IAFull record →
- 2.1 loans · $1M · Lincoln, NEFull record →
4+ funded Zaxby's in Mississippi deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- West Point Chicken, LLC in West Point, MS — $2.6M (2023) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 309 months
- SBA guaranteed
- $1.4M (55%)
- Approval → funding
- 41 days
- Approved
- 7/28/2023
- First disbursed
- 9/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Pontotoc Chicken, LLC in Pontotoc, MS — $465K (2022) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $349K (75%)
- Approval → funding
- 5 days
- Approved
- 3/24/2022
- First disbursed
- 3/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 34
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Pontotoc Chicken, LLC in Pontotoc, MS — $2.0M (2021) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% fixed
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.8M (90%)
- Approval → funding
- 3 days
- Approved
- 7/28/2021
- First disbursed
- 7/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- CMS Chicken Inc in Columbus, MS — $1.2M (2020) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $885K (75%)
- Approval → funding
- 21 days
- Approved
- 11/18/2019
- First disbursed
- 12/9/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 45
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $131K
- Est. cash at closing
- $180K
- Monthly payment
- $12,947
- Annual debt service
- $155K
- Cash flow needed (1.25×)
- $194K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Zaxby's in Mississippi? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Zaxby's loans with a Mississippi project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Zaxby's purchase in Mississippi with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Mississippi deals. United Community Bank funds the most here. DealRoom is not a lender.
- $1.4M typical Zaxby's loan
- 2 lenders active in Mississippi
- 4+ funded Mississippi deals
- 21 days typical to fund
Buyers buying a Zaxby's in Mississippi typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.