Food & Restaurants · lender intelligence
How to finance a Zaxby's in North Carolina
The SBA 7(a) lenders funding the most Zaxby's deals in North Carolina, from public loan records — typical Zaxby's loan about $1.4M. A bank already funding the brand in your state knows it twice over.
Most active with Zaxby's in North Carolina
Ranked by funded Zaxby's loans in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Lincoln, NEFull record →
- 2.1,296 loans · $1.4B · Wilmington, NCFull record →
4+ funded Zaxby's in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Ella&DaxtLLC in Fuquay Varina, NC — $1.3M (2023) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $945K (75%)
- Approval → funding
- 16 days
- Approved
- 4/17/2023
- First disbursed
- 5/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 44
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Pinnacle Bank · Lender record →
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- ZAXBY'S in Brevard, NC — $5.0M (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 9 days
- Approved
- 12/21/2021
- First disbursed
- 12/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 155
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $29,230
- Annual debt service
- $351K
- Cash flow needed (1.25×)
- $438K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- W&S Cary, LLC in Cary, NC — $2.2M (2021) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.8M (82%)
- Approval → funding
- 70 days
- Approved
- 9/10/2021
- First disbursed
- 11/19/2021
- Loan status
- Paid in full (12/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- W&S NC MANAGEMENT COMPANY LLC in Winston Salem, NC — $1.8M (2021) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (90%)
- Approval → funding
- 13 days
- Approved
- 7/16/2021
- First disbursed
- 7/29/2021
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Zaxby's in North Carolina? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Zaxby's loans with a North Carolina project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Zaxby's purchase in North Carolina with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded North Carolina deals. Pinnacle Bank funds the most here. DealRoom is not a lender.
- $1.4M typical Zaxby's loan
- 2 lenders active in North Carolina
- 4+ funded North Carolina deals
- 16 days typical to fund
Buyers buying a Zaxby's in North Carolina typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.