Food & Restaurants · lender intelligence
How to finance a Zaxby's in Tennessee
The SBA 7(a) lenders funding the most Zaxby's deals in Tennessee, from public loan records — typical Zaxby's loan about $1.4M. A bank already funding the brand in your state knows it twice over.
Most active with Zaxby's in Tennessee
Ranked by funded Zaxby's loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.72 loans · $30M · Oconomowoc, WIFull record →
- 2.36 loans · $46M · Los Angeles, CAFull record →
- 3.23 loans · $30M · Stuart, FLFull record →
- 4.105 loans · $51M · Fitzgerald, GAFull record →
5+ funded Zaxby's in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- WTCB2, LLC in Nashville, TN — $1.2M (2025) · purchase · Seacoast National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $878K (75%)
- Approval → funding
- 34 days
- Approved
- 4/15/2025
- First disbursed
- 5/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 55
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $130K
- Est. cash at closing
- $178K
- Monthly payment
- $15,140
- Annual debt service
- $182K
- Cash flow needed (1.25×)
- $227K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
- WTCB Foods, LLC in Brentwood, TN — $831K (2023) · purchase · Banc of California
- Program
- Preferred Lenders Program
- Rate at approval
- 7.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $623K (75%)
- Approval → funding
- 2 days
- Approved
- 11/29/2022
- First disbursed
- 12/1/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $923K
- Est. down payment (10%)
- $92K
- Est. cash at closing
- $127K
- Monthly payment
- $10,072
- Annual debt service
- $121K
- Cash flow needed (1.25×)
- $151K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
- H&M Chicken LLC in Mcminnville, TN — $1.5M (2022) · purchase · Colony Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 61 days
- Approved
- 9/21/2022
- First disbursed
- 11/21/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 40
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $165K
- Est. cash at closing
- $226K
- Monthly payment
- $18,170
- Annual debt service
- $218K
- Cash flow needed (1.25×)
- $273K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
- DHRUVIN AND ROCKY 1, LLC in Martin, TN — $250K (2020) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approved
- 12/19/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- DHRUVIN AND ROCKY 2, LLC in Union City, TN — $250K (2020) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approved
- 12/20/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
Buying a Zaxby's in Tennessee? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Zaxby's loans with a Tennessee project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Zaxby's purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. Bank Five Nine funds the most here. DealRoom is not a lender.
- $1.4M typical Zaxby's loan
- 4 lenders active in Tennessee
- 5+ funded Tennessee deals
- 34 days typical to fund
Buyers buying a Zaxby's in Tennessee typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.