Lender intelligence
Financing a automotive oil change and lubrication shops acquisition in California
The SBA 7(a) lenders funding the most automotive oil change and lubrication shops acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in automotive oil change and lubrication shops · California
Ranked by funded automotive oil change and lubrication shops acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
11+ funded Automotive Oil Change and Lubrication Shops in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Speedee Midas Auto Service Center in Hollister, CA — $3.6M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.95% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 6 days
- Approved
- 2/26/2025
- First disbursed
- 3/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $4.0M
- Est. down payment (10%)
- $396K
- Est. cash at closing
- $548K
- Monthly payment
- $45,101
- Annual debt service
- $541K
- Cash flow needed (1.25×)
- $677K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- Angels Camp Enterprises, Inc. in Angels Camp, CA — $1.3M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 306 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 18 days
- Approved
- 8/18/2025
- First disbursed
- 9/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $148K
- Est. cash at closing
- $203K
- Monthly payment
- $10,916
- Annual debt service
- $131K
- Cash flow needed (1.25×)
- $164K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Transparent Auto in Inglewood, CA — $1.3M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $960K (75%)
- Approval → funding
- 36 days
- Approved
- 4/15/2025
- First disbursed
- 5/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $142K
- Est. cash at closing
- $195K
- Monthly payment
- $16,214
- Annual debt service
- $195K
- Cash flow needed (1.25×)
- $243K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- JIFFY LUBE #3358 in Morgan Hill, CA — $1.1M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 119 months
- SBA guaranteed
- $844K (75%)
- Approval → funding
- 49 days
- Approved
- 11/19/2024
- First disbursed
- 1/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 38
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $125K
- Est. cash at closing
- $171K
- Monthly payment
- $14,325
- Annual debt service
- $172K
- Cash flow needed (1.25×)
- $215K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- KATRIB AUTOMOTIVE SERVICE CENTERS INC in Colton, CA — $802K (2024) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $602K (75%)
- Approval → funding
- 25 days
- Approved
- 10/7/2023
- First disbursed
- 11/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $891K
- Est. down payment (10%)
- $89K
- Est. cash at closing
- $122K
- Monthly payment
- $10,488
- Annual debt service
- $126K
- Cash flow needed (1.25×)
- $157K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- MAVI INVESTMENTS INC in Jackson, CA — $418K (2024) · purchase · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $314K (75%)
- Approval → funding
- 23 days
- Approved
- 12/19/2023
- First disbursed
- 1/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $464K
- Est. down payment (10%)
- $46K
- Est. cash at closing
- $62K
- Monthly payment
- $6,070
- Annual debt service
- $73K
- Cash flow needed (1.25×)
- $91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
- SPEEDEE OIL CHANGE & TUNE-UP #7099 in Vacaville, CA — $657K (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $493K (75%)
- Approval → funding
- 30 days
- Approved
- 9/13/2023
- First disbursed
- 10/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $730K
- Est. down payment (10%)
- $73K
- Est. cash at closing
- $98K
- Monthly payment
- $8,682
- Annual debt service
- $104K
- Cash flow needed (1.25×)
- $130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Midas in Marysville, CA — $4.3M (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 4.95% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.2M (75%)
- Approval → funding
- 19 days
- Approved
- 2/16/2022
- First disbursed
- 3/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 26
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $4.7M
- Est. down payment (10%)
- $472K
- Est. cash at closing
- $653K
- Monthly payment
- $44,974
- Annual debt service
- $540K
- Cash flow needed (1.25×)
- $675K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Ly Bros LLC in Sacramento, CA — $720K (2021) · purchase · Tri Counties Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $648K (90%)
- Approval → funding
- 20 days
- Approved
- 7/28/2021
- First disbursed
- 8/17/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $800K
- Est. down payment (10%)
- $80K
- Est. cash at closing
- $110K
- Monthly payment
- $7,637
- Annual debt service
- $92K
- Cash flow needed (1.25×)
- $115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Tri Counties Bank
Your business? Claim this record · Request removal
- Kulwant Singh in Westley, CA — $430K (2021) · purchase · VelocitySBA, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $387K (90%)
- Approved
- 8/3/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $478K
- Est. down payment (10%)
- $48K
- Est. cash at closing
- $64K
- Monthly payment
- $4,774
- Annual debt service
- $57K
- Cash flow needed (1.25×)
- $72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
- SpeeDee Oil Change & Auto Service in Daly City, CA — $350K (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $315K (90%)
- Approved
- 7/9/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $3,842
- Annual debt service
- $46K
- Cash flow needed (1.25×)
- $58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to automotive oil change and lubrication shops businesses with a California project address.
Agent summary
How to finance a automotive oil change and lubrication shops acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. Live Oak Banking Company funds the most here. DealRoom is not a lender.
- $897K typical loan
- 5 lenders active in California
- 11+ funded California deals
- 23 days typical to fund
Buyers buying a automotive oil change and lubrication shops in California typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.