Lender intelligence
Financing a automotive oil change and lubrication shops acquisition in Illinois
The SBA 7(a) lenders funding the most automotive oil change and lubrication shops acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in automotive oil change and lubrication shops · Illinois
Ranked by funded automotive oil change and lubrication shops acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public automotive oil change and lubrication shops loan history in Illinois to rank lenders yet. See automotive oil change and lubrication shops lenders nationwide →
2+ funded Automotive Oil Change and Lubrication Shops in Illinois deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Jiffy Lube #3253 in Aurora, IL — $3.2M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 34 days
- Approved
- 10/27/2020
- First disbursed
- 11/30/2020
- Loan status
- Paid in full (10/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $3.6M
- Est. down payment (10%)
- $357K
- Est. cash at closing
- $493K
- Monthly payment
- $18,329
- Annual debt service
- $220K
- Cash flow needed (1.25×)
- $275K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- Treadstone Properties LLC in Streamwood, IL — $522K (2020) · purchase · CenTrust Bank, A Division of SmartBiz Bank National Association
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $392K (75%)
- Approval → funding
- 6 days
- Approved
- 9/24/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 36
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $580K
- Est. down payment (10%)
- $58K
- Est. cash at closing
- $78K
- Monthly payment
- $3,363
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
Your business? Claim this record · Request removal
Financing a automotive oil change and lubrication shops deal in Illinois? Start with the right lender
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to automotive oil change and lubrication shops businesses with a Illinois project address.
Agent summary
How to finance a automotive oil change and lubrication shops acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. DealRoom is not a lender.
- $897K typical loan
- 2 lenders active in Illinois
- 2+ funded Illinois deals
- 34 days typical to fund
Buyers buying a automotive oil change and lubrication shops in Illinois typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.