Lender intelligence
Financing a automotive oil change and lubrication shops acquisition in North Carolina
The SBA 7(a) lenders funding the most automotive oil change and lubrication shops acquisitions in North Carolina, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in automotive oil change and lubrication shops · North Carolina
Ranked by funded automotive oil change and lubrication shops acquisitions in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
6+ funded Automotive Oil Change and Lubrication Shops in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- A Plus GMSL NC, LLC in Salisbury, NC — $728K (2024) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $218K (30%)
- Approval → funding
- 8 days
- Approved
- 2/14/2024
- First disbursed
- 2/22/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $809K
- Est. down payment (10%)
- $81K
- Est. cash at closing
- $111K
- Monthly payment
- $6,358
- Annual debt service
- $76K
- Cash flow needed (1.25×)
- $95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- TENNESSEE BLACK GOLD, LLC in Murphy, NC — $1.6M (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 22 days
- Approved
- 2/9/2023
- First disbursed
- 3/3/2023
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $181K
- Est. cash at closing
- $248K
- Monthly payment
- $13,360
- Annual debt service
- $160K
- Cash flow needed (1.25×)
- $200K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- DNB Automotive, Inc in Clayton, NC — $790K (2022) · purchase · Live Oak Banking Company
- Program
- 7a General
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $593K (75%)
- Approval → funding
- 22 days
- Approved
- 10/18/2021
- First disbursed
- 11/9/2021
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $878K
- Est. down payment (10%)
- $88K
- Est. cash at closing
- $120K
- Monthly payment
- $8,672
- Annual debt service
- $104K
- Cash flow needed (1.25×)
- $130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- A Plus Automotive LLC in Kernersville, NC — $775K (2020) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $581K (75%)
- Approval → funding
- 26 days
- Approved
- 9/4/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $861K
- Est. down payment (10%)
- $86K
- Est. cash at closing
- $118K
- Monthly payment
- $4,876
- Annual debt service
- $59K
- Cash flow needed (1.25×)
- $73K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- A Plus Automotive LLC in Pineville, NC — $358K (2020) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $269K (75%)
- Approval → funding
- 26 days
- Approved
- 9/4/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $398K
- Est. down payment (10%)
- $40K
- Est. cash at closing
- $53K
- Monthly payment
- $3,975
- Annual debt service
- $48K
- Cash flow needed (1.25×)
- $60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- A Plus Automotive LLC in Charlotte, NC — $338K (2020) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $254K (75%)
- Approval → funding
- 19 days
- Approved
- 2/7/2020
- First disbursed
- 2/26/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $376K
- Est. down payment (10%)
- $38K
- Est. cash at closing
- $50K
- Monthly payment
- $3,968
- Annual debt service
- $48K
- Cash flow needed (1.25×)
- $60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Financing a automotive oil change and lubrication shops deal in North Carolina? Start with the right lender
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to automotive oil change and lubrication shops businesses with a North Carolina project address.
Agent summary
How to finance a automotive oil change and lubrication shops acquisition in North Carolina with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded North Carolina deals. Live Oak Banking Company funds the most here. DealRoom is not a lender.
- $897K typical loan
- 1 lenders active in North Carolina
- 6+ funded North Carolina deals
- 22 days typical to fund
Buyers buying a automotive oil change and lubrication shops in North Carolina typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.