Lender intelligence
Financing a beer, wine, and liquor retailers acquisition in Rhode Island
The SBA 7(a) lenders funding the most beer, wine, and liquor retailers acquisitions in Rhode Island, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in beer, wine, and liquor retailers · Rhode Island
Ranked by funded beer, wine, and liquor retailers acquisitions in Rhode Island. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.72 loans · $22M · Rockland, MAFull record →
- 2.196 loans · $21M · Boston, MAFull record →
7+ funded Beer, Wine, and Liquor Retailers in Rhode Island deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Guru RJHill LLC in Woonsocket, RI — $765K (2025) · purchase · Rockland Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $574K (75%)
- Approval → funding
- 29 days
- Approved
- 11/20/2024
- First disbursed
- 12/19/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $850K
- Est. down payment (10%)
- $85K
- Est. cash at closing
- $117K
- Monthly payment
- $9,081
- Annual debt service
- $109K
- Cash flow needed (1.25×)
- $136K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Rockland Trust Company · Lender record →
Your business? Claim this record · Request removal
- Guru Champs Liquor LLC in Pascoag, RI — $620K (2025) · purchase · Rockland Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $465K (75%)
- Approval → funding
- 40 days
- Approved
- 8/29/2025
- First disbursed
- 10/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $689K
- Est. down payment (10%)
- $69K
- Est. cash at closing
- $92K
- Monthly payment
- $7,199
- Annual debt service
- $86K
- Cash flow needed (1.25×)
- $108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Rockland Trust Company · Lender record →
Your business? Claim this record · Request removal
- Guru RJHill LLC in Woonsocket, RI — $150K (2025) · purchase · Rockland Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $113K (75%)
- Approval → funding
- 29 days
- Approved
- 11/20/2024
- First disbursed
- 12/19/2024
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $3,006
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Rockland Trust Company · Lender record →
Your business? Claim this record · Request removal
- Guru Champs Liquor LLC in Pascoag, RI — $100K (2025) · purchase · Rockland Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 40 days
- Approved
- 8/29/2025
- First disbursed
- 10/8/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,294
- Annual debt service
- $16K
- Cash flow needed (1.25×)
- $19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Rockland Trust Company · Lender record →
Your business? Claim this record · Request removal
- Rhode Island Wine & Spirits, Inc. in Cranston, RI — $2.5M (2023) · purchase · Eastern Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.4M (57%)
- Approval → funding
- 9 days
- Approved
- 3/28/2023
- First disbursed
- 4/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $2.7M
- Est. down payment (10%)
- $275K
- Est. cash at closing
- $379K
- Monthly payment
- $28,730
- Annual debt service
- $345K
- Cash flow needed (1.25×)
- $431K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Eastern Bank · Lender record →
Your business? Claim this record · Request removal
- Shree Ganesh Mineral Spring LLC in North Providence, RI — $2.1M (2023) · purchase · Rockland Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% fixed
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 26 days
- Approved
- 12/22/2022
- First disbursed
- 1/17/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $2.4M
- Est. down payment (10%)
- $239K
- Est. cash at closing
- $329K
- Monthly payment
- $18,729
- Annual debt service
- $225K
- Cash flow needed (1.25×)
- $281K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Rockland Trust Company · Lender record →
Your business? Claim this record · Request removal
- North Kingstown Wine & Spirits, Inc. in North Kingstown, RI — $1.0M (2022) · purchase · Eastern Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $754K (75%)
- Approval → funding
- 7 days
- Approved
- 3/30/2022
- First disbursed
- 4/6/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $112K
- Est. cash at closing
- $153K
- Monthly payment
- $10,416
- Annual debt service
- $125K
- Cash flow needed (1.25×)
- $156K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Eastern Bank · Lender record →
Your business? Claim this record · Request removal
Financing a beer, wine, and liquor retailers deal in Rhode Island? Start with the right lender
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to beer, wine, and liquor retailers businesses with a Rhode Island project address.
Agent summary
How to finance a beer, wine, and liquor retailers acquisition in Rhode Island with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Rhode Island deals. Rockland Trust Company funds the most here. DealRoom is not a lender.
- $927K typical loan
- 2 lenders active in Rhode Island
- 7+ funded Rhode Island deals
- 29 days typical to fund
Buyers buying a beer, wine, and liquor retailers in Rhode Island typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.