Industry · lender intelligence
Financing a formal wear and costume rental acquisition
The SBA 7(a) lenders funding the most formal wear and costume rental acquisitions, ranked from public loan records — typical deal about $206K. A lender doing your industry every week underwrites faster and prices sharper.
Most active in formal wear and costume rental
Ranked by funded formal wear and costume rental acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.105 loans · $164M · Brookline, MAFull record →
1+ funded formal wear and costume rental deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- First Class Formalwear, LLC in Newark, DE — $513K (2025) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $385K (75%)
- Approval → funding
- 76 days
- Approved
- 9/2/2025
- First disbursed
- 11/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Formal Wear and Costume Rental
If you were the buyer here
- Est. deal size
- $570K
- Est. down payment (10%)
- $57K
- Est. cash at closing
- $76K
- Monthly payment
- $6,851
- Annual debt service
- $82K
- Cash flow needed (1.25×)
- $103K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to formal wear and costume rental businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a formal wear and costume rental acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Beacon Bank and Trust funds the most. DealRoom is not a lender.
- $206K typical loan
- 1 lenders fund the industry
- 76 days typical to fund
Buyers researching a formal wear and costume rental deal typically pre-qualify, then ask DealRoom to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.