Lender intelligence
Financing a gift, novelty, and souvenir retailers acquisition in Idaho
The SBA 7(a) lenders funding the most gift, novelty, and souvenir retailers acquisitions in Idaho, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in gift, novelty, and souvenir retailers · Idaho
Ranked by funded gift, novelty, and souvenir retailers acquisitions in Idaho. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.88 loans · $96M · Muncie, INFull record →
2+ funded Gift, Novelty, and Souvenir Retailers in Idaho deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Victor Emporium in Victor, ID — $600K (2025) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 7 days
- Approved
- 8/13/2025
- First disbursed
- 8/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Gift, Novelty, and Souvenir Retailers
If you were the buyer here
- Est. deal size
- $667K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $89K
- Monthly payment
- $4,052
- Annual debt service
- $49K
- Cash flow needed (1.25×)
- $61K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
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- 44 Degrees North Inc. in Mccall, ID — $552K (2025) · purchase · First Merchants Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $414K (75%)
- Approval → funding
- 10 days
- Approved
- 3/21/2025
- First disbursed
- 3/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Change of Ownership
- Industry
- Gift, Novelty, and Souvenir Retailers
If you were the buyer here
- Est. deal size
- $613K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $82K
- Monthly payment
- $7,371
- Annual debt service
- $88K
- Cash flow needed (1.25×)
- $111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to gift, novelty, and souvenir retailers businesses with a Idaho project address.
Agent summary
How to finance a gift, novelty, and souvenir retailers acquisition in Idaho with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Idaho deals. First Merchants Bank funds the most here. DealRoom is not a lender.
- $305K typical loan
- 2 lenders active in Idaho
- 2+ funded Idaho deals
- 10 days typical to fund
Buyers buying a gift, novelty, and souvenir retailers in Idaho typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.