Industry · lender intelligence
Financing a jewelry, watch, precious stone, and precious metal merchant acquisition
The SBA 7(a) lenders funding the most jewelry, watch, precious stone, and precious metal merchant acquisitions, ranked from public loan records — typical deal about $550K. A lender doing your industry every week underwrites faster and prices sharper.
Most active in jewelry, watch, precious stone, and precious metal merchant
Ranked by funded jewelry, watch, precious stone, and precious metal merchant acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.23 loans · $21M · Greenwood Village, COFull record →
- 2.9 loans · $10M · Warren, PAFull record →
- 3.88 loans · $96M · Muncie, INFull record →
5+ funded jewelry, watch, precious stone, and precious metal merchant deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Graff Jewelers, Inc. in Colorado Springs, CO — $5.0M (2025) · purchase · Air Academy Federal Credit Union
- Program
- 7a General
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 11 days
- Approved
- 8/22/2025
- First disbursed
- 9/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Change of Ownership
- Industry
- Jewelry, Watch, Precious Stone, and Precious Metal Merchant
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $59,351
- Annual debt service
- $712K
- Cash flow needed (1.25×)
- $890K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Air Academy Federal Credit Union
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- Noble Metal Group Inc. in Indianapolis, IN — $5.0M (2025) · purchase · Northwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 7 days
- Approved
- 9/3/2025
- First disbursed
- 9/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Change of Ownership
- Industry
- Jewelry, Watch, Precious Stone, and Precious Metal Merchant
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $63,338
- Annual debt service
- $760K
- Cash flow needed (1.25×)
- $950K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
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- SAVVY CIE, INC. in Dania, FL — $4.1M (2025) · purchase · First Merchants Bank
- Program
- International Trade Loans
- Subprogram
- International Trade - Sec, 7(a
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.7M (90%)
- Approval → funding
- 34 days
- Approved
- 11/19/2024
- First disbursed
- 12/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Jewelry, Watch, Precious Stone, and Precious Metal Merchant
If you were the buyer here
- Est. deal size
- $4.5M
- Est. down payment (10%)
- $455K
- Est. cash at closing
- $629K
- Monthly payment
- $54,684
- Annual debt service
- $656K
- Cash flow needed (1.25×)
- $820K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Merchants Bank · Lender record →
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- R&L Holdings, Inc in Tempe, AZ — $2.5M (2024) · purchase · America First FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 14 days
- Approved
- 4/11/2024
- First disbursed
- 4/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Jewelry, Watch, Precious Stone, and Precious Metal Merchant
If you were the buyer here
- Est. deal size
- $2.8M
- Est. down payment (10%)
- $282K
- Est. cash at closing
- $389K
- Monthly payment
- $30,116
- Annual debt service
- $361K
- Cash flow needed (1.25×)
- $452K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by America First FCU
Your business? Claim this record · Request removal
- Forever West Designs LLC in Jackson, WY — $928K (2024) · purchase · Community Banks of Colorado, A Division of NBH Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $696K (75%)
- Approval → funding
- 6 days
- Approved
- 7/30/2024
- First disbursed
- 8/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Jewelry, Watch, Precious Stone, and Precious Metal Merchant
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $103K
- Est. cash at closing
- $141K
- Monthly payment
- $12,135
- Annual debt service
- $146K
- Cash flow needed (1.25×)
- $182K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to jewelry, watch, precious stone, and precious metal merchant businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a jewelry, watch, precious stone, and precious metal merchant acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Community Banks of Colorado, A Division of NBH Bank funds the most. DealRoom is not a lender.
- $550K typical loan
- 5 lenders fund the industry
- 11 days typical to fund
Buyers researching a jewelry, watch, precious stone, and precious metal merchant deal typically pre-qualify, then ask DealRoom to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.