NORTHWEST RENEW LLC in Kirkland, WA — $3.1M (2026) · purchase · Washington Trust Bank

Program: Preferred Lenders Program
Rate at approval: 6.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $2.3M (75%)
Approval → funding: 4 days
Approved: 1/26/2026
First disbursed: 1/30/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $3.5M
Est. down payment (10%): $347K
Est. cash at closing: $479K
Monthly payment: $35,825
Annual debt service: $430K
Cash flow needed (1.25×): $537K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Washington Trust Bank · Lender record →

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NEW JERSEY SEATING AND UPHOLSTERY INC in Kenilworth, NJ — $1.1M (2025) · purchase · Wilmington Savings Fund Society FSB

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $849K (75%)
Approval → funding: 374 days
Approved: 2/19/2025
First disbursed: 2/28/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 27
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $1.3M
Est. down payment (10%): $126K
Est. cash at closing: $172K
Monthly payment: $15,117
Annual debt service: $181K
Cash flow needed (1.25×): $227K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Wilmington Savings Fund Society FSB · Lender record →

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WORSHIP INTERIORS GROUP LLC in Riverside, CA — $1.1M (2025) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 9.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $810K (75%)
Approval → funding: 32 days
Approved: 12/9/2024
First disbursed: 1/10/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 8
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $1.2M
Est. down payment (10%): $120K
Est. cash at closing: $165K
Monthly payment: $13,828
Annual debt service: $166K
Cash flow needed (1.25×): $207K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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A. PENNINGTON, LLC in Springfield, MO — $225K (2025) · purchase · OMB Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $169K (75%)
Approval → funding: 20 days
Approved: 12/17/2024
First disbursed: 1/6/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 7
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $250K
Est. down payment (10%): $25K
Est. cash at closing: $33K
Monthly payment: $3,005
Annual debt service: $36K
Cash flow needed (1.25×): $45K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by OMB Bank · Lender record →

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DayChainz LLC in Lafayette, CO — $122K (2025) · purchase · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $91K (75%)
Approval → funding: 58 days
Approved: 5/31/2025
First disbursed: 7/28/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 5
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $135K
Est. down payment (10%): $14K
Est. cash at closing: $17K
Monthly payment: $1,627
Annual debt service: $20K
Cash flow needed (1.25×): $24K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by The Huntington National Bank · Lender record →

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WORSHIP INTERIORS GROUP LLC in Riverside, CA — $100K (2025) · purchase · Live Oak Banking Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $50K (50%)
Approval → funding: 87 days
Approved: 12/9/2024
First disbursed: 3/6/2025
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 8
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $111K
Est. down payment (10%): $11K
Est. cash at closing: $14K
Monthly payment: $1,280
Annual debt service: $15K
Cash flow needed (1.25×): $19K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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SPUR POINT LLC in Oakland, CA — $764K (2024) · purchase · U.S. Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 8.14% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $573K (75%)
Approval → funding: 10 days
Approved: 9/13/2024
First disbursed: 9/23/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 9
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $849K
Est. down payment (10%): $85K
Est. cash at closing: $116K
Monthly payment: $9,326
Annual debt service: $112K
Cash flow needed (1.25×): $140K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by U.S. Bank, National Association · Lender record →

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Tri-County Furniture Stripping & Refinishing, LLC in Woodlawn, OH — $401K (2024) · purchase · Eclipse Bank Inc

Program: 7a General
Rate at approval: 11.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $300K (75%)
Approval → funding: 18 days
Approved: 2/29/2024
First disbursed: 3/18/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 9
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $445K
Est. down payment (10%): $45K
Est. cash at closing: $60K
Monthly payment: $5,631
Annual debt service: $68K
Cash flow needed (1.25×): $84K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Eclipse Bank Inc · Lender record →

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Commercial Carpet Cleaning, Inc. in Tucson, AZ — $1.3M (2023) · purchase · Tucson FCU

Program: 7a General
Rate at approval: 8.75% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $978K (75%)
Approval → funding: 8 days
Approved: 9/27/2023
First disbursed: 10/5/2023
Loan status: Paid in full (8/31/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 17
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $1.4M
Est. down payment (10%): $145K
Est. cash at closing: $199K
Monthly payment: $16,349
Annual debt service: $196K
Cash flow needed (1.25×): $245K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Tucson FCU · Lender record →

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AERO INTERIOR MAINTENANCE INC in Colwich, KS — $459K (2023) · purchase · Emprise Bank

Program: Preferred Lenders Program
Rate at approval: 7.77% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $345K (75%)
Approval → funding: 7 days
Approved: 6/30/2023
First disbursed: 7/7/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $510K
Est. down payment (10%): $51K
Est. cash at closing: $68K
Monthly payment: $5,518
Annual debt service: $66K
Cash flow needed (1.25×): $83K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Emprise Bank · Lender record →

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Excel Shop Three Co. in Louisville, KY — $288K (2023) · purchase · Republic Bank & Trust Company

Program: Preferred Lenders Program
Rate at approval: 6.5% fixed
Term: 96 mo (8 yrs)
SBA guaranteed: $216K (75%)
Approval → funding: 7 days
Approved: 6/2/2023
First disbursed: 6/9/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 6
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $320K
Est. down payment (10%): $32K
Est. cash at closing: $43K
Monthly payment: $3,855
Annual debt service: $46K
Cash flow needed (1.25×): $58K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Republic Bank & Trust Company · Lender record →

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AERO INTERIOR MAINTENANCE INC in Colwich, KS — $40K (2023) · purchase · Emprise Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $20K (50%)
Approval → funding: 7 days
Approved: 6/30/2023
First disbursed: 7/7/2023
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $44K
Est. down payment (10%): $4K
Est. cash at closing: $6K
Monthly payment: $507
Annual debt service: $6K
Cash flow needed (1.25×): $8K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Emprise Bank · Lender record →

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FMOC, Inc. in San Leandro, CA — $1.6M (2022) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 6.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.2M (75%)
Approval → funding: 49 days
Approved: 8/12/2022
First disbursed: 9/30/2022
Loan status: Paid in full (10/31/2024)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 38
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $1.8M
Est. down payment (10%): $175K
Est. cash at closing: $240K
Monthly payment: $17,884
Annual debt service: $215K
Cash flow needed (1.25×): $268K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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COMMERCIAL FURNISHINGS, LLC in Provo, UT — $1.5M (2022) · purchase · Zions Bank, A Division of

Program: Preferred Lenders Program
Rate at approval: 5% variable
Term: 124 months
SBA guaranteed: $1.1M (75%)
Approval → funding: 7 days
Approved: 2/16/2022
First disbursed: 2/23/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $1.7M
Est. down payment (10%): $167K
Est. cash at closing: $229K
Monthly payment: $15,514
Annual debt service: $186K
Cash flow needed (1.25×): $233K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Zions Bank, A Division of · Lender record →

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FMOC, Inc. in San Leandro, CA — $250K (2022) · purchase · Live Oak Banking Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 7.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $125K (50%)
Approval → funding: 49 days
Approved: 8/12/2022
First disbursed: 9/30/2022
Loan status: Paid in full (11/30/2024)
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 38
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $278K
Est. down payment (10%): $28K
Est. cash at closing: $37K
Monthly payment: $2,968
Annual debt service: $36K
Cash flow needed (1.25×): $45K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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NAPLES CUSTOM UPHOLSTERY LLC in Naples, FL — $616K (2021) · purchase · Regions Bank

Program: Preferred Lenders Program
Rate at approval: 5.99% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $462K (75%)
Approval → funding: 8 days
Approved: 1/14/2021
First disbursed: 1/22/2021
Loan status: Paid in full (9/30/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 3
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $685K
Est. down payment (10%): $68K
Est. cash at closing: $92K
Monthly payment: $6,839
Annual debt service: $82K
Cash flow needed (1.25×): $103K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Regions Bank · Lender record →

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BURCH ROAD FABRICATIONS, INC. in Jupiter, FL — $90K (2021) · purchase · TD Bank, National Association

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 5.17% fixed
Term: 84 mo (7 yrs)
SBA guaranteed: $68K (75%)
Approval → funding: 6 days
Approved: 3/25/2021
First disbursed: 3/31/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 3
Business age: Change of Ownership
Industry: Reupholstery and Furniture Repair

If you were the buyer here

Est. deal size: $100K
Est. down payment (10%): $10K
Est. cash at closing: $13K
Monthly payment: $1,279
Annual debt service: $15K
Cash flow needed (1.25×): $19K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by TD Bank, National Association · Lender record →

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Financing a reupholstery and furniture repair acquisition

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