Tobacco, Electronic Cigarette, and Other Smoking Supplies Re SBA Financing: Best Lenders, Rates & Cost (2026) | DealRoom

Tobacco, Electronic Cigarette, and Other Smoking Supplies Re SBA Financing: Best Lenders, Rates & Cost (2026) | DealRoom

26+ funded tobacco, electronic cigarette, and other smoking supplies re deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

CORDOVA CIGARS LLC in Pensacola, FL — $774K (2026) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$580K (75%)
Approval → funding
34 days
Approved
1/23/2026
First disbursed
2/26/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$859K
Est. down payment (10%)
$86K
Est. cash at closing
$118K
Monthly payment
$10,009
Annual debt service
$120K
Cash flow needed (1.25×)
$150K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Magic Buzz Market & Tobacco Inc in Pomona, CA — $650K (2026) · purchase · Southwestern National Bank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
300 mo (25 yrs)
SBA guaranteed
$488K (75%)
Approved
1/29/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$722K
Est. down payment (10%)
$72K
Est. cash at closing
$97K
Monthly payment
$5,017
Annual debt service
$60K
Cash flow needed (1.25×)
$75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Southwestern National Bank · Lender record →
Your business? Claim this record · Request removal
Smoke & Beer in Olympia, WA — $460K (2026) · purchase · East West Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$345K (75%)
Approval → funding
83 days
Approved
11/14/2025
First disbursed
2/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$511K
Est. down payment (10%)
$51K
Est. cash at closing
$68K
Monthly payment
$5,765
Annual debt service
$69K
Cash flow needed (1.25×)
$86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
Super Smoke in Tacoma, WA — $159K (2026) · purchase · East West Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
90 months
SBA guaranteed
$119K (75%)
Approved
1/16/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$177K
Est. down payment (10%)
$18K
Est. cash at closing
$24K
Monthly payment
$2,395
Annual debt service
$29K
Cash flow needed (1.25×)
$36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
ANK Nobel Enterprise LLC in Rockwall, TX — $980K (2025) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$735K (75%)
Approval → funding
9 days
Approved
10/16/2024
First disbursed
10/25/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$109K
Est. cash at closing
$149K
Monthly payment
$12,681
Annual debt service
$152K
Cash flow needed (1.25×)
$190K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
HP TOP PLUS LLC in Marysville, WA — $803K (2025) · purchase · Mountain Pacific Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$602K (75%)
Approval → funding
20 days
Approved
2/20/2025
First disbursed
3/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$892K
Est. down payment (10%)
$89K
Est. cash at closing
$122K
Monthly payment
$10,384
Annual debt service
$125K
Cash flow needed (1.25×)
$156K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mountain Pacific Bank · Lender record →
Your business? Claim this record · Request removal
KOBUKSON CORP in Oak Harbor, WA — $725K (2025) · purchase · Peoples Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$544K (75%)
Approval → funding
8 days
Approved
2/12/2025
First disbursed
2/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$806K
Est. down payment (10%)
$81K
Est. cash at closing
$110K
Monthly payment
$9,381
Annual debt service
$113K
Cash flow needed (1.25×)
$141K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peoples Bank · Lender record →
Your business? Claim this record · Request removal
Vape & Smoke in Burien, WA — $475K (2025) · purchase · East West Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$356K (75%)
Approval → funding
45 days
Approved
12/17/2024
First disbursed
1/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$528K
Est. down payment (10%)
$53K
Est. cash at closing
$71K
Monthly payment
$6,212
Annual debt service
$75K
Cash flow needed (1.25×)
$93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
Lilac City Vapor in Spokane, WA — $390K (2025) · purchase · Harborstone CU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$293K (75%)
Approval → funding
6 days
Approved
4/23/2025
First disbursed
4/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$433K
Est. down payment (10%)
$43K
Est. cash at closing
$58K
Monthly payment
$5,208
Annual debt service
$62K
Cash flow needed (1.25×)
$78K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Harborstone CU · Lender record →
Your business? Claim this record · Request removal
The Clubs Inc. in Agoura Hills, CA — $350K (2025) · purchase · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
83 days
Approved
4/25/2025
First disbursed
7/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,481
Annual debt service
$54K
Cash flow needed (1.25×)
$67K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
Burning Leaves, LLC in Minneapolis, MN — $1.1M (2024) · purchase · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$814K (75%)
Approval → funding
20 days
Approved
7/16/2024
First disbursed
8/5/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$121K
Est. cash at closing
$165K
Monthly payment
$14,793
Annual debt service
$178K
Cash flow needed (1.25×)
$222K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Copacetic Acquisitions, LLC in Springfield, MO — $842K (2024) · purchase · OMB Bank
Program
7a General
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$631K (75%)
Approval → funding
0 days
Approved
12/21/2023
First disbursed
12/21/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$935K
Est. down payment (10%)
$94K
Est. cash at closing
$128K
Monthly payment
$11,473
Annual debt service
$138K
Cash flow needed (1.25×)
$172K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OMB Bank · Lender record →
Your business? Claim this record · Request removal
5520 Lakeside LLC in Richmond, VA — $663K (2024) · purchase · Colony Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$497K (75%)
Approved
7/2/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$737K
Est. down payment (10%)
$74K
Est. cash at closing
$99K
Monthly payment
$9,227
Annual debt service
$111K
Cash flow needed (1.25×)
$138K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
J & K 2024 Inc in Federal Way, WA — $435K (2024) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$326K (75%)
Approval → funding
6 days
Approved
4/30/2024
First disbursed
5/6/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$483K
Est. down payment (10%)
$48K
Est. cash at closing
$65K
Monthly payment
$5,809
Annual debt service
$70K
Cash flow needed (1.25×)
$87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
Smartrun RN Enterprises LLC in Bonney Lake, WA — $346K (2024) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$260K (75%)
Approval → funding
6 days
Approved
10/27/2023
First disbursed
11/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$384K
Est. down payment (10%)
$38K
Est. cash at closing
$51K
Monthly payment
$4,815
Annual debt service
$58K
Cash flow needed (1.25×)
$72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
SMOKY TANGO in Los Angeles, CA — $100K (2024) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$85K (85%)
Approval → funding
4 days
Approved
1/7/2024
First disbursed
1/11/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,378
Annual debt service
$17K
Cash flow needed (1.25×)
$21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
Smokes on Main LLC in West Bend, WI — $651K (2023) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$488K (75%)
Approval → funding
1 days
Approved
2/1/2023
First disbursed
2/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$723K
Est. down payment (10%)
$72K
Est. cash at closing
$97K
Monthly payment
$8,693
Annual debt service
$104K
Cash flow needed (1.25×)
$130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
HD01 Inc. in Cincinnati, OH — $470K (2023) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$352K (75%)
Approval → funding
50 days
Approved
12/5/2022
First disbursed
1/24/2023
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$522K
Est. down payment (10%)
$52K
Est. cash at closing
$70K
Monthly payment
$6,142
Annual debt service
$74K
Cash flow needed (1.25×)
$92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Vitality Vision Corp. in Puyallup, WA — $413K (2023) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$309K (75%)
Approval → funding
14 days
Approved
5/23/2023
First disbursed
6/6/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$458K
Est. down payment (10%)
$46K
Est. cash at closing
$61K
Monthly payment
$5,451
Annual debt service
$65K
Cash flow needed (1.25×)
$82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
My New Smoke LLC in Easton, PA — $378K (2023) · purchase · Meridian Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
300 mo (25 yrs)
SBA guaranteed
$284K (75%)
Approval → funding
29 days
Approved
4/6/2023
First disbursed
5/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
If you were the buyer here
Est. deal size
$420K
Est. down payment (10%)
$42K
Est. cash at closing
$56K
Monthly payment
$3,435
Annual debt service
$41K
Cash flow needed (1.25×)
$52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal