Industry · lender intelligence
Financing a tobacco product and electronic cigarette merchant wholesaler acquisition
The SBA 7(a) lenders funding the most tobacco product and electronic cigarette merchant wholesaler acquisitions, ranked from public loan records — typical deal about $665K. A lender doing your industry every week underwrites faster and prices sharper.
Most active in tobacco product and electronic cigarette merchant wholesaler
Ranked by funded tobacco product and electronic cigarette merchant wholesaler acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.5 loans · $1M · Youngstown, OHFull record →
- 2.129 loans · $234M · New York, NYFull record →
- 3.168 loans · $205M · Fishers, INFull record →
- 4.13 loans · $4M · Dunmore, PAFull record →
4+ funded tobacco product and electronic cigarette merchant wholesaler deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Sports Vape in Fargo, ND — $2.9M (2025) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.2M (75%)
- Approval → funding
- 6 days
- Approved
- 7/2/2025
- First disbursed
- 7/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Tobacco Product and Electronic Cigarette Merchant Wholesaler
If you were the buyer here
- Est. deal size
- $3.2M
- Est. down payment (10%)
- $322K
- Est. cash at closing
- $444K
- Monthly payment
- $38,700
- Annual debt service
- $464K
- Cash flow needed (1.25×)
- $580K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
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- CZS Enterprises LLC in Pittston, PA — $360K (2025) · purchase · Fidelity Deposit and Discount Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $270K (75%)
- Approval → funding
- 131 days
- Approved
- 5/23/2025
- First disbursed
- 10/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Tobacco Product and Electronic Cigarette Merchant Wholesaler
If you were the buyer here
- Est. deal size
- $400K
- Est. down payment (10%)
- $40K
- Est. cash at closing
- $54K
- Monthly payment
- $3,145
- Annual debt service
- $38K
- Cash flow needed (1.25×)
- $47K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fidelity Deposit and Discount Bank · Lender record →
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- CRP Enterprises LLC in Clackamas, OR — $3.4M (2024) · purchase · Port 51 Lending LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.5M (75%)
- Approval → funding
- 13 days
- Approved
- 1/23/2024
- First disbursed
- 2/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 37
- Business age
- Change of Ownership
- Industry
- Tobacco Product and Electronic Cigarette Merchant Wholesaler
If you were the buyer here
- Est. deal size
- $3.8M
- Est. down payment (10%)
- $378K
- Est. cash at closing
- $522K
- Monthly payment
- $47,802
- Annual debt service
- $574K
- Cash flow needed (1.25×)
- $717K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Port 51 Lending LLC · Lender record →
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- Penn Ohio Cigar Group Inc in Sharon, PA — $153K (2023) · purchase · Valley Economic Development Partners, Inc.
- Program
- 7a General
- Rate at approval
- 12.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $115K (75%)
- Approval → funding
- 97 days
- Approved
- 9/30/2023
- First disbursed
- 1/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Tobacco Product and Electronic Cigarette Merchant Wholesaler
If you were the buyer here
- Est. deal size
- $170K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $23K
- Monthly payment
- $2,237
- Annual debt service
- $27K
- Cash flow needed (1.25×)
- $34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Valley Economic Development Partners, Inc. · Lender record →
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to tobacco product and electronic cigarette merchant wholesaler businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a tobacco product and electronic cigarette merchant wholesaler acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Valley Economic Development Partners, Inc. funds the most. DealRoom is not a lender.
- $665K typical loan
- 4 lenders fund the industry
- 97 days typical to fund
Buyers researching a tobacco product and electronic cigarette merchant wholesaler deal typically pre-qualify, then ask DealRoom to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.