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SBA lending record

J'S AUTO INC.

1218 ERIE ST, Utica, NY 13502 · General Automotive Repair. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$50K

Total SBA financing

1

Loan on record

FY2022

On record

4

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$50,000 — FY2022

Gross approval: $50,000
SBA guaranteed: $25,000 (50%)
Status: Current
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/8/2021
First disbursement: 11/30/2021
Days to fund: 22 days
Collateral: None
Jobs supported: 4
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: General Automotive Repair
NAICS code: 811111
Lender: Manufacturers and Traders Trust Company
Address: 1218 ERIE ST
City: Utica, 13502
County: Oneida
SBA district office: SYRACUSE DISTRICT OFFICE
Congressional district: 22

The lender

Manufacturers and Traders Trust Company

1 loan to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding general automotive repair — by location, industry.

SBA lenders in New York Lenders for general automotive repair General Automotive Repair lenders in New York

Similar businesses

Comparable general automotive repair in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Noyes Street Brake & Alignment, LLC

Utica, NY· ~1 mi

General Automotive Repair

$116K
SBA financing: ≈ $228K–$380K
Est. revenue (rough)

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Mark Arsenault DBA Norway Auto and Plow

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General Automotive Repair

$25K
SBA financing: ≈ $49K–$82K
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J.J. WRIGHT INC DBA Northstar Tire & Auto Service

Fulton, NY· ~62 mi

General Automotive Repair

$45K
SBA financing: ≈ $88K–$147K
Est. revenue (rough)

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Michael S Cokely

Binghamton, NY· ~77 mi

General Automotive Repair

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

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Thomas Shamro

Fleischmanns, NY· ~75 mi

General Automotive Repair

$45K
SBA financing: ≈ $88K–$147K
Est. revenue (rough)

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FDT&AR II Enterprises LLC

Troy, NY· ~85 mi

General Automotive Repair

$45K
SBA financing: ≈ $88K–$147K
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for J'S AUTO INC. in Utica, NY (General Automotive Repair). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $50K
On record FY2022
4 jobs supported
Industry: General Automotive Repair
Location: Utica, NY
Lender: Manufacturers and Traders Trust Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Automotive Repair businesses in NY for ~$50k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/j-s-auto-inc-ny
API:: https://dealroom.so/api/public/businesses/j-s-auto-inc-ny
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with J'S AUTO INC..