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Joseph Loos — SBA Loan Record (Oakley, MI) | DealRoom

Intelligence/Plumbing, Heating, and Air-Conditioning Contractors/MI

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SBA lending record

Joseph Loos

18161 S FORDNEY RD, Oakley, MI 48649 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$30K

Total SBA financing

1

Loan on record

FY2023

On record

3

Jobs supported

● business — business location is the ZIP-area centroid from the public record

Is Joseph Loos your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

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The loan

$30,000 — FY2023

Gross approval: $30,000
SBA guaranteed: $15,000 (50%)
Status: Paid in full
Rate at approval: 9.5% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/14/2023
First disbursement: 3/1/2023
Days to fund: 15 days
Paid in full: 8/31/2023
Collateral: Required
Jobs supported: 3
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Plumbing, Heating, and Air-Conditioning Contractors
NAICS code: 238220
Lender: ChoiceOne Bank
Address: 18161 S FORDNEY RD
City: Oakley, 48649
County: Saginaw
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 4

The lender

ChoiceOne Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.

SBA lenders in Michigan Lenders for plumbing, heating, and air-conditioning contractors Plumbing, Heating, and Air-Conditioning Contractors lenders in Michigan

Similar businesses

Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

JR WELDING AND FABRICATION L.L.C.

Owosso, MI· ~15 mi

Plumbing, Heating, and Air-Conditioning Contractors

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

GLADSTONE HEATING AND COOLING LLC

Saint Johns, MI· ~17 mi

Plumbing, Heating, and Air-Conditioning Contractors

$56K
SBA financing: ≈ $111K–$184K
Est. revenue (rough)

Lamb's Energy Experts

Byron, MI· ~27 mi

Plumbing, Heating, and Air-Conditioning Contractors

$25K
SBA financing: ≈ $49K–$82K
Est. revenue (rough)

FERRIGAN HEATING AND COOLING, LLC

Swartz Creek, MI· ~22 mi

Plumbing, Heating, and Air-Conditioning Contractors

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

Tradesman Joe LLC

Howell, MI· ~32 mi

Plumbing, Heating, and Air-Conditioning Contractors

$25K
SBA financing: ≈ $49K–$82K
Est. revenue (rough)

Erskine Heating and Cooling

Alma, MI· ~28 mi

Plumbing, Heating, and Air-Conditioning Contractors

$19K
SBA financing: ≈ $37K–$62K
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for Joseph Loos in Oakley, MI (Plumbing, Heating, and Air-Conditioning Contractors). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $30K
On record FY2023
3 jobs supported
Industry: Plumbing, Heating, and Air-Conditioning Contractors
Location: Oakley, MI
Lender: ChoiceOne Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in MI for ~$30k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal→Talk to a loan broker→Find SBA lenders→Compare similar deals→

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/joseph-loos-mi
API:: https://dealroom.so/api/public/businesses/joseph-loos-mi
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

Is Joseph Loos your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Joseph Loos.