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K Factor Insulation Services, LLC — SBA Loan Record (Old Bridge, NJ) | DealRoom

Intelligence/Plumbing, Heating, and Air-Conditioning Contractors/NJ

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SBA lending record

K Factor Insulation Services, LLC

25 ARVIN RD, Old Bridge, NJ · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$85K

Total SBA financing

1

Loan on record

FY2022

On record

—

Jobs supported

Is K Factor Insulation Services, LLC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

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The loan

$85,000 — FY2022

Gross approval: $85,000
SBA guaranteed: $42,500 (50%)
Status: Paid in full
Rate at approval: 7% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/15/2021
First disbursement: 11/30/2021
Days to fund: 15 days
Paid in full: 8/31/2025
Collateral: None
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Plumbing, Heating, and Air-Conditioning Contractors
NAICS code: 238220
Lender: Manufacturers and Traders Trust Company
Address: 25 ARVIN RD
City: Old Bridge
County: Middlesex
SBA district office: NEW JERSEY DISTRICT OFFICE
Congressional district: 6

The lender

Manufacturers and Traders Trust Company

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.

SBA lenders in New Jersey Lenders for plumbing, heating, and air-conditioning contractors Plumbing, Heating, and Air-Conditioning Contractors lenders in New Jersey

Similar businesses

Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

INSIDE AIR LLC

Old Bridge, NJ· ~1 mi

Plumbing, Heating, and Air-Conditioning Contractors

$120K
SBA financing: ≈ $235K–$392K
Est. revenue (rough)

ALL AIR SYSTEMS HEATING AND COOLING LLC

Keyport, NJ· ~8 mi

Plumbing, Heating, and Air-Conditioning Contractors

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

RONDYNELLE SILVA MECHANIC LIMITED LIABILITY COMPANY

Colonia, NJ· ~14 mi

Plumbing, Heating, and Air-Conditioning Contractors

$93K
SBA financing: ≈ $182K–$304K
Est. revenue (rough)

AK Aire Generators Inc

North Brunswick, NJ· ~8 mi

Plumbing, Heating, and Air-Conditioning Contractors

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

Plumbing Doctor LLC

Somerset, NJ· ~9 mi

Plumbing, Heating, and Air-Conditioning Contractors

$60K
SBA financing: ≈ $118K–$196K
Est. revenue (rough)

All The Way Up HVAC LLC

Sommerset, NJ· ~12 mi

Plumbing, Heating, and Air-Conditioning Contractors

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for K Factor Insulation Services, LLC in Old Bridge, NJ (Plumbing, Heating, and Air-Conditioning Contractors). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $85K
On record FY2022
Industry: Plumbing, Heating, and Air-Conditioning Contractors
Location: Old Bridge, NJ
Lender: Manufacturers and Traders Trust Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in NJ for ~$85k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal→Talk to a loan broker→Find SBA lenders→Compare similar deals→

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/k-factor-insulation-services-llc-nj
API:: https://dealroom.so/api/public/businesses/k-factor-insulation-services-llc-nj
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

Is K Factor Insulation Services, LLC your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with K Factor Insulation Services, LLC.