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Waterford Wine & Spirits LLC — SBA Loan Record (Waterford, NY) | DealRoom

Intelligence/Beer, Wine, and Liquor Retailers/NY

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SBA lending record

Waterford Wine & Spirits LLC

27 Saratoga Ave, Waterford, NY 12188 · Beer, Wine, and Liquor Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$350K

Total SBA financing

1

Loan on record

FY2024

On record

10

Jobs supported

● business — business location is the ZIP-area centroid from the public record

Is Waterford Wine & Spirits LLC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

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The loan

$350,000 — FY2024

Gross approval: $350,000
SBA guaranteed: $262,500 (75%)
Status: Current
Rate at approval: 8.5% f
Term: 120 mo (10 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/24/2023
First disbursement: 12/6/2023
Days to fund: 12 days
Collateral: Required
Jobs supported: 10
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Beer, Wine, and Liquor Retailers
NAICS code: 445320
Lender: NBT Bank, National Association
Address: 27 Saratoga Ave
City: Waterford, 12188
County: Saratoga
SBA district office: SYRACUSE DISTRICT OFFICE
Congressional district: 20

The lender

NBT Bank, National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding beer, wine, and liquor retailers — by location, industry.

SBA lenders in New York Lenders for beer, wine, and liquor retailers Beer, Wine, and Liquor Retailers lenders in New York

Similar businesses

Comparable beer, wine, and liquor retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Brothers Beverage Corporation

Clifton Park, NY· ~9 mi

Beer, Wine, and Liquor Retailers

$415K
SBA financing: ≈ $814K–$1.4M
Est. revenue (rough)

GPWL LLC

Albany, NY· ~7 mi

Beer, Wine, and Liquor Retailers

$540K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

SJ Liquor LLC

Slingerlands, NY· ~15 mi

Beer, Wine, and Liquor Retailers

$225K
SBA financing: ≈ $441K–$735K
Est. revenue (rough)

SIENA CORP

Latham, NY· ~5 mi

Beer, Wine, and Liquor Retailers

$130K
SBA financing: ≈ $255K–$425K
Est. revenue (rough)

PKVM LLC

Saratoga Springs, NY· ~23 mi

Beer, Wine, and Liquor Retailers

$500K
SBA financing: ≈ $981K–$1.6M
Est. revenue (rough)

KING CORK WINE & LIQUOR LLC

Schenectady, NY· ~11 mi

Beer, Wine, and Liquor Retailers

$704K
SBA financing: ≈ $1.4M–$2.3M
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for Waterford Wine & Spirits LLC in Waterford, NY (Beer, Wine, and Liquor Retailers). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $350K
On record FY2024
10 jobs supported
Industry: Beer, Wine, and Liquor Retailers
Location: Waterford, NY
Lender: NBT Bank, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Beer, Wine, and Liquor Retailers businesses in NY for ~$350k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal→Talk to a loan broker→Find SBA lenders→Compare similar deals→

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/waterford-wine-spirits-llc-ny
API:: https://dealroom.so/api/public/businesses/waterford-wine-spirits-llc-ny
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

Is Waterford Wine & Spirits LLC your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Waterford Wine & Spirits LLC.