The Spice & Tea Exchange, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1784)
21 deals since 2020 · typical deal $247K
21
Deals since 2020
$247K
Typical deal
5
Deals since FY2025
—
Too few deals to score risk
The Spice & Tea Exchange has 21 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for The Spice & Tea Exchange
Most The Spice & Tea Exchange deals financed between $150K and $310K. Above $310K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,652
- Down payment (10%)
- $27K
- Cash to close (all-in)
- $37K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$37K)
Experience
Recent financings
- JKLM COLLECTIVE INC in Noblesville, IN — $350K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term