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How to finance a Ace Hardware in Ohio
The SBA 7(a) lenders funding the most Ace Hardware deals in Ohio, from public loan records — typical Ace Hardware loan about $642K. A bank already funding the brand in your state knows it twice over.
Most active with Ace Hardware in Ohio
Ranked by funded Ace Hardware loans in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.6 loans · $4M · Defiance, OHFull record →
- 3.868 loans · $362M · Salt Lake City, UTFull record →
- 4.1,296 loans · $1.4B · Wilmington, NCFull record →
- 5.103 loans · $64M · Indiana, PAFull record →
14+ funded Ace Hardware in Ohio deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Kubicki Enterprises Inc in Macedonia, OH — $2.0M (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 216 mo (18 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 101 days
- Approved
- 10/15/2024
- First disbursed
- 1/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $224K
- Est. cash at closing
- $309K
- Monthly payment
- $18,593
- Annual debt service
- $223K
- Cash flow needed (1.25×)
- $279K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Kubicki Enterprises Inc in Macedonia, OH — $100K (2025) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 10/15/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,308
- Annual debt service
- $16K
- Cash flow needed (1.25×)
- $20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Rogers Moore Enterprises, LLC in Loveland, OH — $1.0M (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $750K (75%)
- Approval → funding
- 43 days
- Approved
- 4/19/2023
- First disbursed
- 6/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $111K
- Est. cash at closing
- $152K
- Monthly payment
- $12,668
- Annual debt service
- $152K
- Cash flow needed (1.25×)
- $190K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Main Street Ace Hardware, LLC in Bowling Green, OH — $535K (2023) · purchase · The State Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $401K (75%)
- Approval → funding
- 3 days
- Approved
- 1/10/2023
- First disbursed
- 1/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Home Centers
If you were the buyer here
- Est. deal size
- $594K
- Est. down payment (10%)
- $59K
- Est. cash at closing
- $79K
- Monthly payment
- $3,951
- Annual debt service
- $47K
- Cash flow needed (1.25×)
- $59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The State Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Main Street Ace Hardware, LLC in Bowling Green, OH — $297K (2023) · purchase · The State Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $223K (75%)
- Approval → funding
- 3 days
- Approved
- 1/10/2023
- First disbursed
- 1/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Home Centers
If you were the buyer here
- Est. deal size
- $330K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $44K
- Monthly payment
- $3,525
- Annual debt service
- $42K
- Cash flow needed (1.25×)
- $53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The State Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Ace Hardware Dillonvale LLC in Cincinnati, OH — $880K (2021) · purchase · First Commonwealth Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.5% fixed
- Term
- 91 months
- SBA guaranteed
- $440K (50%)
- Approval → funding
- 0 days
- Approved
- 8/26/2021
- First disbursed
- 8/26/2021
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $978K
- Est. down payment (10%)
- $98K
- Est. cash at closing
- $134K
- Monthly payment
- $11,849
- Annual debt service
- $142K
- Cash flow needed (1.25×)
- $178K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
- Thrive Holdings Inc. in Plain City, OH — $625K (2021) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $563K (90%)
- Approval → funding
- 5 days
- Approved
- 2/23/2021
- First disbursed
- 2/28/2021
- Loan status
- Paid in full (11/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $695K
- Est. down payment (10%)
- $69K
- Est. cash at closing
- $93K
- Monthly payment
- $3,746
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Ace Aurora LLC in Aurora, OH — $532K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $479K (90%)
- Approved
- 8/24/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JSJW Holding, Inc. in Beachwood, OH — $532K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $479K (90%)
- Approval → funding
- 1 days
- Approved
- 8/30/2021
- First disbursed
- 8/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Siegal Hardware LLC in Canton, OH — $427K (2021) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.1% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $320K (75%)
- Approval → funding
- 95 days
- Approved
- 11/25/2020
- First disbursed
- 2/28/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Thrive Holdings Inc. in Plain City, OH — $100K (2021) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (75%)
- Approved
- 2/23/2021
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,073
- Annual debt service
- $13K
- Cash flow needed (1.25×)
- $16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Ace Aurora LLC in Aurora, OH — $75K (2021) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $56K (75%)
- Approved
- 8/24/2021
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JSJW Holding, Inc. in Beachwood, OH — $75K (2021) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $56K (75%)
- Approval → funding
- 1 days
- Approved
- 8/30/2021
- First disbursed
- 8/31/2021
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- ACE OF PARMA, LLC in Parma, OH — $1.1M (2020) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $848K (75%)
- Approval → funding
- 16 days
- Approved
- 9/14/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (6/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Buying a Ace Hardware in Ohio? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Ace Hardware loans with a Ohio project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ace Hardware purchase in Ohio with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Ohio deals. The Huntington National Bank funds the most here. DealRoom is not a lender.
- $642K typical Ace Hardware loan
- 6 lenders active in Ohio
- 14+ funded Ohio deals
- 5 days typical to fund
Buyers buying a Ace Hardware in Ohio typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.