Retail & Shops · lender intelligence
How to finance a Ace Hardware in Texas
The SBA 7(a) lenders funding the most Ace Hardware deals in Texas, from public loan records — typical Ace Hardware loan about $642K. A bank already funding the brand in your state knows it twice over.
Most active with Ace Hardware in Texas
Ranked by funded Ace Hardware loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.8 loans · $3M · Terrell, TXFull record →
- 3.318 loans · $229M · Osage Beach, MOFull record →
- 4.5 loans · $4M · Houston, TXFull record →
- 5.88 loans · $96M · Muncie, INFull record →
- 6.128 loans · $40M · Wilmington, DEFull record →
- 7.32 loans · $54M · Houston, TXFull record →
- 8.105 loans · $51M · Fitzgerald, GAFull record →
36+ funded Ace Hardware in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Kermit Hardware LLC in Kermit, TX — $3.5M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 174 months
- SBA guaranteed
- $2.6M (75%)
- Approved
- 3/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- New Business or 2 years or less
- Industry
- Hardware Retailers
Funded by Live Oak Banking Company · Lender record →
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- HB ACE HARDWARE, LLC in Horseshoe Bay, TX — $448K (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.74% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $336K (75%)
- Approval → funding
- 73 days
- Approved
- 11/24/2025
- First disbursed
- 2/5/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by Bank of America, National Association · Lender record →
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- Cibolo Ace Hardware, LLC in Cibolo, TX — $1.1M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 126 months
- SBA guaranteed
- $848K (75%)
- Approved
- 5/23/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- DN Meyer Business, LLC in Melissa, TX — $1.1M (2025) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.89% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $810K (75%)
- Approval → funding
- 57 days
- Approved
- 7/2/2025
- First disbursed
- 8/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Retailers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Ace Hardware Long Point Inc. in Houston, TX — $930K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $698K (75%)
- Approved
- 7/2/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- DN Meyer Business, LLC in Melissa, TX — $100K (2025) · Wells Fargo Bank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 8/1/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Hardware Retailers
Funded by Wells Fargo Bank National Association · Lender record →
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- ASHER INDUSTRIES, INC. in Montgomery, TX — $150K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 14.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 7 days
- Approved
- 4/29/2024
- First disbursed
- 5/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by First Bank of the Lake · Lender record →
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- Ace Hardware Cinco Ranch in Katy, TX — $5.0M (2023) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.9M (57%)
- Approval → funding
- 56 days
- Approved
- 1/31/2023
- First disbursed
- 3/28/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by Live Oak Banking Company · Lender record →
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- Bacliff Ace, LLC in Bacliff, TX — $2.9M (2023) · purchase · Southwestern National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 306 months
- SBA guaranteed
- $2.2M (75%)
- Approval → funding
- 19 days
- Approved
- 7/19/2023
- First disbursed
- 8/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $3.3M
- Est. down payment (10%)
- $328K
- Est. cash at closing
- $452K
- Monthly payment
- $26,151
- Annual debt service
- $314K
- Cash flow needed (1.25×)
- $392K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Southwestern National Bank · Lender record →
Your business? Claim this record · Request removal
- RDOT LLC in Spring, TX — $2.4M (2023) · JPMorgan Chase Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 24 days
- Approved
- 10/14/2022
- First disbursed
- 11/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 150
- Business age
- Existing or more than 2 years old
- Industry
- Home Centers
Funded by JPMorgan Chase Bank, National Association · Lender record →
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- WHARTON FEED & SUPPLY, L.L.C. in Wharton, TX — $985K (2023) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $739K (75%)
- Approval → funding
- 307 days
- Approved
- 12/14/2022
- First disbursed
- 10/17/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Farm Supplies Merchant Wholesalers
Funded by Live Oak Banking Company · Lender record →
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- Ace Hardware Irving Inc. in Irving, TX — $625K (2023) · National Cooperative Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $469K (75%)
- Approval → funding
- 13 days
- Approved
- 3/30/2023
- First disbursed
- 4/12/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Retailers
Funded by National Cooperative Bank, National Association
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- Labadieland LLC in Willow Park, TX — $592K (2023) · purchase · The American National Bank of Texas
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $444K (75%)
- Approval → funding
- 21 days
- Approved
- 4/13/2023
- First disbursed
- 5/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $657K
- Est. down payment (10%)
- $66K
- Est. cash at closing
- $88K
- Monthly payment
- $7,574
- Annual debt service
- $91K
- Cash flow needed (1.25×)
- $114K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The American National Bank of Texas · Lender record →
Your business? Claim this record · Request removal
- WHARTON FEED & SUPPLY, L.L.C. in Wharton, TX — $250K (2023) · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 68 days
- Approved
- 8/10/2023
- First disbursed
- 10/17/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Farm Supplies Merchant Wholesalers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- BURK & BURK, LLC in San Antonio, TX — $1.0M (2022) · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.23% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $750K (75%)
- Approval → funding
- 17 days
- Approved
- 7/18/2022
- First disbursed
- 8/4/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Retailers
Funded by PNC Bank, National Association · Lender record →
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- YBH Enterprises, Inc. in Fort Worth, TX — $855K (2022) · The American National Bank of Texas
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 129 months
- SBA guaranteed
- $641K (75%)
- Approved
- 10/29/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by The American National Bank of Texas · Lender record →
Your business? Claim this record · Request removal
- ROOSTERS ACE HARDWARE in Round Rock, TX — $625K (2022) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 126 months
- SBA guaranteed
- $469K (75%)
- Approval → funding
- 116 days
- Approved
- 6/6/2022
- First disbursed
- 9/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- ROOSTERS ACE HARDWARE in Round Rock, TX — $250K (2022) · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approved
- 6/6/2022
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- BNR Store 5, LLC in Rowlett, TX — $4.2M (2021) · National Cooperative Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 246 months
- SBA guaranteed
- $3.7M (89%)
- Approval → funding
- 21 days
- Approved
- 3/12/2021
- First disbursed
- 4/2/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by National Cooperative Bank, National Association
Your business? Claim this record · Request removal
- DeZaiffe Enterprises, Inc in Grand Prairie, TX — $2.0M (2021) · purchase · The American National Bank of Texas
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term
- 156 mo (13 yrs)
- SBA guaranteed
- $1.8M (90%)
- Approval → funding
- 13 days
- Approved
- 5/5/2021
- First disbursed
- 5/18/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $224K
- Est. cash at closing
- $308K
- Monthly payment
- $17,588
- Annual debt service
- $211K
- Cash flow needed (1.25×)
- $264K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The American National Bank of Texas · Lender record →
Your business? Claim this record · Request removal
Buying a Ace Hardware in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Ace Hardware loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ace Hardware purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Live Oak Banking Company funds the most here. DealRoom is not a lender.
- $642K typical Ace Hardware loan
- 12 lenders active in Texas
- 36+ funded Texas deals
- 29 days typical to fund
Buyers buying a Ace Hardware in Texas typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.