Retail & Shops · lender intelligence
How to finance a Closet Factory in North Carolina
The SBA 7(a) lenders funding the most Closet Factory deals in North Carolina, from public loan records — typical Closet Factory loan about $500K. A bank already funding the brand in your state knows it twice over.
Most active with Closet Factory in North Carolina
Ranked by funded Closet Factory loans in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.23 loans · $25M · Chicago, ILFull record →
2+ funded Closet Factory in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- We Organize You Too LLC in Apex, NC — $2.4M (2021) · purchase · CIBC Bank USA
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.2M (90%)
- Approval → funding
- 15 days
- Approved
- 8/4/2021
- First disbursed
- 8/19/2021
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- All Other Home Furnishings Stores
If you were the buyer here
- Est. deal size
- $2.7M
- Est. down payment (10%)
- $268K
- Est. cash at closing
- $370K
- Monthly payment
- $15,560
- Annual debt service
- $187K
- Cash flow needed (1.25×)
- $233K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CIBC Bank USA · Lender record →
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- We Organize You Too LLC in Apex, NC — $75K (2021) · CIBC Bank USA
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $56K (75%)
- Approval → funding
- 48 days
- Approved
- 8/4/2021
- First disbursed
- 9/21/2021
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- New Business or 2 years or less
- Industry
- All Other Home Furnishings Stores
Funded by CIBC Bank USA · Lender record →
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Buying a Closet Factory in North Carolina? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Closet Factory loans with a North Carolina project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Closet Factory purchase in North Carolina with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded North Carolina deals. CIBC Bank USA funds the most here. DealRoom is not a lender.
- $500K typical Closet Factory loan
- 1 lenders active in North Carolina
- 2+ funded North Carolina deals
- 48 days typical to fund
Buyers buying a Closet Factory in North Carolina typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources: