Food & Restaurants · lender intelligence
How to finance a Cold Stone Creamery in Montana
The SBA 7(a) lenders funding the most Cold Stone Creamery deals in Montana, from public loan records — typical Cold Stone Creamery loan about $353K. A bank already funding the brand in your state knows it twice over.
Most active with Cold Stone Creamery in Montana
Ranked by funded Cold Stone Creamery loans in Montana. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.318 loans · $229M · Osage Beach, MOFull record →
- 2.1 loans · $2M · Kalispell, MTFull record →
- 3.1 loans · $0M · Bozeman, MTFull record →
5+ funded Cold Stone Creamery in Montana deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Cold Stone Creamery Billings in Billings, MT — $605K (2026) · purchase · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $454K (75%)
- Approval → funding
- 34 days
- Approved
- 1/16/2026
- First disbursed
- 2/19/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 93
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $672K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $90K
- Monthly payment
- $7,582
- Annual debt service
- $91K
- Cash flow needed (1.25×)
- $114K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
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- Williamson Creamery Missoula, LLC in Billings, MT — $605K (2025) · purchase · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $454K (75%)
- Approved
- 9/30/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 93
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $672K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $90K
- Monthly payment
- $7,829
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Project Fritz, LLC in Kalispell, MT — $266K (2022) · purchase · Three Rivers Bank of Montana
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $200K (75%)
- Approval → funding
- 14 days
- Approved
- 3/2/2022
- First disbursed
- 3/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $296K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $40K
- Monthly payment
- $2,958
- Annual debt service
- $35K
- Cash flow needed (1.25×)
- $44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Three Rivers Bank of Montana · Lender record →
Your business? Claim this record · Request removal
- Hood Enterprises, LLC in Bozeman, MT — $165K (2022) · purchase · Bank of Bozeman
- Program
- 7a General
- Rate at approval
- 6% fixed
- Term
- 78 months
- SBA guaranteed
- $124K (75%)
- Approval → funding
- 326 days
- Approved
- 12/6/2021
- First disbursed
- 10/28/2022
- Loan status
- Failed — $120K charged off (7/22/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $183K
- Est. down payment (10%)
- $18K
- Est. cash at closing
- $25K
- Monthly payment
- $2,560
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Bozeman · Lender record →
Your business? Claim this record · Request removal
- Project Fritz, LLC in Kalispell, MT — $30K (2022) · Three Rivers Bank of Montana
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 15 days
- Approved
- 3/2/2022
- First disbursed
- 3/17/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Three Rivers Bank of Montana · Lender record →
Your business? Claim this record · Request removal
Buying a Cold Stone Creamery in Montana? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Cold Stone Creamery loans with a Montana project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Cold Stone Creamery purchase in Montana with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Montana deals. First Bank of the Lake funds the most here. DealRoom is not a lender.
- $353K typical Cold Stone Creamery loan
- 3 lenders active in Montana
- 5+ funded Montana deals
- 34 days typical to fund
Buyers buying a Cold Stone Creamery in Montana typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: