Food & Restaurants · lender intelligence
How to finance a Denny's
The SBA 7(a) lenders funding the most Denny's deals, ranked from public loan records — typical Denny's loan about $1.1M. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Denny's
Ranked by funded Denny's loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.13 loans · $18M · Roseburg, ORFull record →
- 2.328 loans · $134M · Cleveland, OHFull record →
- 3.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 4.57 loans · $74M · Winston-Salem, NCFull record →
- 5.318 loans · $229M · Osage Beach, MOFull record →
- 6.58 loans · $53M · New York, NYFull record →
- 7.44 loans · $25M · Spokane, WAFull record →
- 8.149 loans · $135M · Mukwonago, WIFull record →
- 9.1 loans · $2M · Exton, PAFull record →
- 10.19 loans · $18M · Grand Rapids, MIFull record →
18+ funded Denny's deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Great Rise LLC in Avenel, NJ — $2.7M (2026) · purchase · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approved
- 3/4/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.0M
- Est. down payment (10%)
- $303K
- Est. cash at closing
- $419K
- Monthly payment
- $21,983
- Annual debt service
- $264K
- Cash flow needed (1.25×)
- $330K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
- ASA Ventures LLC in Bordentown, NJ — $1.8M (2026) · purchase · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approved
- 3/5/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.0M
- Est. down payment (10%)
- $197K
- Est. cash at closing
- $270K
- Monthly payment
- $14,253
- Annual debt service
- $171K
- Cash flow needed (1.25×)
- $214K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
- Ohana Ktown Inc in Los Angeles, CA — $1.7M (2026) · purchase · Woori America Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approved
- 3/25/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 51
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $189K
- Est. cash at closing
- $260K
- Monthly payment
- $21,078
- Annual debt service
- $253K
- Cash flow needed (1.25×)
- $316K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Woori America Bank · Lender record →
Your business? Claim this record · Request removal
- EB Biz LLC in East Brunswick, NJ — $500K (2026) · purchase · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approved
- 3/5/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,334
- Annual debt service
- $76K
- Cash flow needed (1.25×)
- $95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
- Dine' Bi Ghan Development, Inc. in Saint Michaels, AZ — $250K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $188K (75%)
- Approved
- 1/28/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- E & J Hospitality, Inc. in Richland, WA — $1.0M (2025) · purchase · Washington Trust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $756K (75%)
- Approval → funding
- 13 days
- Approved
- 6/20/2025
- First disbursed
- 7/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 39
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $112K
- Est. cash at closing
- $154K
- Monthly payment
- $12,498
- Annual debt service
- $150K
- Cash flow needed (1.25×)
- $187K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Washington Trust Bank · Lender record →
Your business? Claim this record · Request removal
- DennH2, LLC in Myrtle Beach, SC — $1.0M (2025) · Truliant FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $750K (75%)
- Approval → funding
- 40 days
- Approved
- 7/10/2025
- First disbursed
- 8/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 45
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
- DBJ US CORP in Miami Beach, FL — $1.3M (2024) · Lake Michigan CU
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 129 months
- SBA guaranteed
- $942K (75%)
- Approval → funding
- 49 days
- Approved
- 11/15/2023
- First disbursed
- 1/3/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 34
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
- WDI Blue Heron, LLC in Riviera Beach, FL — $525K (2023) · iTHINK Financial CU
- Program
- 7a General
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $394K (75%)
- Approval → funding
- 36 days
- Approved
- 6/29/2023
- First disbursed
- 8/4/2023
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by iTHINK Financial CU
Your business? Claim this record · Request removal
- TAC 8671. LLC in Salt Lake City, UT — $2.4M (2021) · America First FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 144 mo (12 yrs)
- SBA guaranteed
- $2.1M (90%)
- Approval → funding
- 2 days
- Approved
- 4/27/2021
- First disbursed
- 4/29/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 105
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by America First FCU
Your business? Claim this record · Request removal
- Denny's #6851 in Victorville, CA — $1.1M (2021) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $986K (90%)
- Approval → funding
- 1 days
- Approved
- 4/29/2021
- First disbursed
- 4/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- CDR Management LLC in Litchfield Park, AZ — $2.8M (2020) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.15% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 50 days
- Approved
- 9/11/2020
- First disbursed
- 10/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- T1O, Inc. in Columbus, OH — $2.0M (2020) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approved
- 4/28/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 81
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- MI5 Inc in Burnsville, MN — $1.1M (2020) · First Resource Bank
- Program
- 7a General
- Rate at approval
- 4.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $861K (75%)
- Approval → funding
- 32 days
- Approved
- 9/29/2020
- First disbursed
- 10/31/2020
- Loan status
- Paid in full (12/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 250
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by First Resource Bank · Lender record →
Your business? Claim this record · Request removal
- Canby-Denn, Inc. in Canby, OR — $350K (2020) · Columbia Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 23 days
- Approved
- 4/7/2020
- First disbursed
- 4/30/2020
- Loan status
- Paid in full (5/31/2022)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 80
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
- DECCA ENTERPRISE, INC. in Puyallup, WA — $100K (2020) · KeyBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.35% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 112 days
- Approved
- 4/10/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- SEASKY INC in Bonney Lake, WA — $100K (2020) · KeyBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.35% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 20 days
- Approved
- 4/10/2020
- First disbursed
- 4/30/2020
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- SK Restaurants in Spanaway, WA — $100K (2020) · KeyBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.35% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 112 days
- Approved
- 4/10/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Denny's? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Denny's businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Denny's purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Columbia Bank funds the most. DealRoom is not a lender.
- $1.1M typical Denny's loan
- 13 lenders fund the brand
- 36 days typical to fund
Buyers researching a Denny's typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.