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How to finance a HomeSmiles in California
The SBA 7(a) lenders funding the most HomeSmiles deals in California, from public loan records — typical HomeSmiles loan about $150K. A bank already funding the brand in your state knows it twice over.
Most active with HomeSmiles in California
Ranked by funded HomeSmiles loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
2+ funded HomeSmiles in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Vigorelli Sorrisi di Casa, Inc. dba HOMESMILES-BAKERSFIELD in Bakersfield, CA — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 21 days
- Approved
- 10/10/2024
- First disbursed
- 10/31/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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- Everyday Upkeep LLC in Oakland, CA — $150K (2023) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 99 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 11 days
- Approved
- 7/27/2023
- First disbursed
- 8/7/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a HomeSmiles in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded HomeSmiles loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a HomeSmiles purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. United Midwest Savings Bank National Association funds the most here. DealRoom is not a lender.
- $150K typical HomeSmiles loan
- 1 lenders active in California
- 2+ funded California deals
- 21 days typical to fund
Buyers buying a HomeSmiles in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: