22+ funded IHOP deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Cal-Hope, Inc. in Anaheim, CA — $1.1M (2026) · Hanmi Bank

Program: Preferred Lenders Program
Rate at approval: 7.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $829K (75%)
Approved: 3/30/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 27
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants

Funded by Hanmi Bank · Lender record →

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H & M RESTAURANT CORP in Martinez, CA — $50K (2025) · U.S. Bank, National Association

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 10.24% fixed
Term: 48 mo (4 yrs)
SBA guaranteed: $25K (50%)
Approved: 9/23/2025
Loan status: Cancelled
Loan type: Term loan
Collateral: Not required
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants

Funded by U.S. Bank, National Association · Lender record →

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ALVAREZ SC 599, LLC in Myrtle Beach, SC — $1.1M (2024) · purchase · Seacoast National Bank

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $827K (75%)
Approval → funding: 0 days
Approved: 11/24/2023
First disbursed: 11/24/2023
Loan status: Payments deferred
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 46
Business age: Change of Ownership
Industry: Full-Service Restaurants

If you were the buyer here

Est. deal size: $1.2M
Est. down payment (10%): $122K
Est. cash at closing: $168K
Monthly payment: $15,025
Annual debt service: $180K
Cash flow needed (1.25×): $225K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Seacoast National Bank · Lender record →

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IHOP in Port Jefferson Station, NY — $1.6M (2023) · Newtek Small Business Finance, Inc.

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 128 months
SBA guaranteed: $1.2M (75%)
Approved: 3/11/2023
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 140
Business age: New Business or 2 years or less
Industry: Full-Service Restaurants

Funded by Newtek Small Business Finance, Inc.

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IHOP in Port Jefferson Station, NY — $1.6M (2023) · Newtek Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 128 months
SBA guaranteed: $1.2M (75%)
Approval → funding: 17 days
Approved: 7/21/2023
First disbursed: 8/7/2023
Loan status: Paid in full (1/31/2026)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 140
Business age: New Business or 2 years or less
Industry: Full-Service Restaurants

Funded by Newtek Bank, National Association · Lender record →

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King Star Enterprises, Inc. in Cockeysville, MD — $1.3M (2023) · Truist Bank

Program: Preferred Lenders Program
Rate at approval: 7.75% variable
Term: 126 months
SBA guaranteed: $938K (75%)
Approval → funding: 6 days
Approved: 12/6/2022
First disbursed: 12/12/2022
Loan status: Paid in full (10/31/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 63
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants

Funded by Truist Bank · Lender record →

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GNR INC in Puyallup, WA — $625K (2023) · KeyBank National Association

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $469K (75%)
Approved: 6/20/2023
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 30
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants

Funded by KeyBank National Association · Lender record →

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GNR INC in Puyallup, WA — $625K (2023) · KeyBank National Association

Program: Preferred Lenders Program
Rate at approval: 8.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $469K (75%)
Approved: 6/20/2023
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 30
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants

Funded by KeyBank National Association · Lender record →

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Ozerovsky's Family Enterprise Inc in Yonkers, NY — $204K (2023) · Equity Bank

Program: Preferred Lenders Program
Rate at approval: 9.7179% variable
Term: 96 mo (8 yrs)
SBA guaranteed: $153K (75%)
Approval → funding: 17 days
Approved: 2/3/2023
First disbursed: 2/20/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 43
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants

Funded by Equity Bank · Lender record →

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Harvest Gordonsville LLC in Zion Crossroads, VA — $2.0M (2022) · Genisys CU

Program: 7a General
Rate at approval: 5.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.5M (75%)
Approval → funding: 33 days
Approved: 3/25/2022
First disbursed: 4/27/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 68
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants

Funded by Genisys CU · Lender record →

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Pancakes of Coney Island LLC in Brooklyn, NY — $4.8M (2021) · Harvest Small Business Finance, LLC

Program: Preferred Lenders Program
Rate at approval: 5.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.6M (75%)
Approved: 7/22/2021
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 46
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants

Funded by Harvest Small Business Finance, LLC · Lender record →

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Pancakes of Coney Island LLC in Brooklyn, NY — $4.8M (2021) · Harvest Small Business Finance, LLC

Program: Preferred Lenders Program
Rate at approval: 5.75% fixed
Term: 300 mo (25 yrs)
SBA guaranteed: $3.6M (75%)
Approval → funding: 14 days
Approved: 7/22/2021
First disbursed: 8/5/2021
Loan status: Paid in full (4/30/2024)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 45
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants

Funded by Harvest Small Business Finance, LLC · Lender record →

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Harvest California LLC in California, MD — $2.9M (2021) · Genisys CU

Program: 7a General
Rate at approval: 6% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.6M (90%)
Approval → funding: 8 days
Approved: 6/22/2021
First disbursed: 6/30/2021
Loan status: Paid in full (5/31/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 47
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants

Funded by Genisys CU · Lender record →

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Ayaz Investment Group LLC in West Hartford, CT — $1.5M (2021) · PCB Bank

Program: Preferred Lenders Program
Rate at approval: 4.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.4M (90%)
Approval → funding: 7 days
Approved: 7/21/2021
First disbursed: 7/28/2021
Loan status: Paid in full (8/31/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 12
Business age: New Business or 2 years or less
Industry: Full-Service Restaurants

Funded by PCB Bank · Lender record →

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NORTHLAND 528 LLC in Philadelphia, PA — $675K (2021) · TD Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 5.2% fixed
Term: 300 mo (25 yrs)
SBA guaranteed: $608K (90%)
Approval → funding: 4 days
Approved: 6/7/2021
First disbursed: 6/11/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 40
Business age: New Business or 2 years or less
Industry: Full-Service Restaurants

Funded by TD Bank, National Association · Lender record →

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BROOKDALE RESTAURANT OPERATING GROUP INC in Bloomfield, NJ — $500K (2021) · purchase · Provident Bank

Program: Preferred Lenders Program
Rate at approval: 5.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $450K (90%)
Approval → funding: 6 days
Approved: 8/25/2021
First disbursed: 8/31/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 10
Business age: Change of Ownership
Industry: Full-Service Restaurants

If you were the buyer here

Est. deal size: $556K
Est. down payment (10%): $56K
Est. cash at closing: $74K
Monthly payment: $5,365
Annual debt service: $64K
Cash flow needed (1.25×): $80K

Funded by Provident Bank · Lender record →

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Union Point Cakes LLC in Union Point, GA — $499K (2021) · Pinnacle Bank

Program: Preferred Lenders Program
Rate at approval: 5.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $449K (90%)
Approval → funding: 134 days
Approved: 8/3/2021
First disbursed: 12/15/2021
Loan status: Paid in full (9/30/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 60
Business age: New Business or 2 years or less
Industry: Limited-Service Restaurants

Funded by Pinnacle Bank · Lender record →

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Madison Cakes LLC in Madison, GA — $317K (2021) · Pinnacle Bank

Program: Preferred Lenders Program
Rate at approval: 5.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $286K (90%)
Approval → funding: 34 days
Approved: 8/4/2021
First disbursed: 9/7/2021
Loan status: Paid in full (9/30/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 40
Business age: New Business or 2 years or less
Industry: Limited-Service Restaurants

Funded by Pinnacle Bank · Lender record →

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JHAH LP in Spring, TX — $5.0M (2020) · JPMorgan Chase Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 6.5% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $3.0M (60%)
Approved: 4/28/2020
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Partnership
Jobs supported: 140
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants

Funded by JPMorgan Chase Bank, National Association · Lender record →

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AVF INC in Perry, GA — $3.3M (2020) · Pinnacle Bank

Program: Preferred Lenders Program
Rate at approval: 6.5% variable
Term: 306 months
SBA guaranteed: $2.5M (75%)
Approval → funding: 41 days
Approved: 2/19/2020
First disbursed: 3/31/2020
Loan status: Paid in full (9/30/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 90
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants

Funded by Pinnacle Bank · Lender record →

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How to finance a IHOP

Most active with IHOP

22+ funded IHOP deals

Agent summary

Deal economics— what it takes to buy & finance IHOP