29+ funded One Hour Air Conditioning & Heating deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

JOYI HOLDINGS, LLC in Seattle, WA — $312K (2026) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $234K (75%)
Approved: 2/17/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by The Huntington National Bank · Lender record →

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GOVBRIDGE SOLUTIONS LLC in Seattle, WA — $300K (2026) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $225K (75%)
Approval → funding: 20 days
Approved: 11/18/2025
First disbursed: 12/8/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 5
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by The Huntington National Bank · Lender record →

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BMac HVAC Inc in Downsville, LA — $221K (2026) · First Bank of the Lake

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $165K (75%)
Approved: 1/30/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by First Bank of the Lake · Lender record →

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NUMBER33 GROUP, INC. in Leonard, MI — $200K (2026) · United Midwest Savings Bank National Association

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $150K (75%)
Approved: 3/31/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 6
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by United Midwest Savings Bank National Association · Lender record →

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GOVBRIDGE SOLUTIONS LLC in Seattle, WA — $50K (2026) · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $25K (50%)
Approved: 11/18/2025
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 5
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by The Huntington National Bank · Lender record →

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JOYI HOLDINGS, LLC in Seattle, WA — $38K (2026) · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $19K (50%)
Approved: 2/17/2026
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by The Huntington National Bank · Lender record →

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SWB Company, LLC in Chattanooga, TN — $2.7M (2025) · purchase · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 8.99% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $2.0M (75%)
Approval → funding: 93 days
Approved: 10/23/2024
First disbursed: 1/24/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Change of Ownership
Industry: Plumbing, Heating, and Air-Conditioning Contractors

If you were the buyer here

Est. deal size: $3.0M
Est. down payment (10%): $297K
Est. cash at closing: $409K
Monthly payment: $33,808
Annual debt service: $406K
Cash flow needed (1.25×): $507K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by The Huntington National Bank · Lender record →

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One Hour Heating & Air Conditioning in San Diego, CA — $500K (2025) · Readycap Lending, LLC

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $375K (75%)
Approval → funding: 90 days
Approved: 4/23/2025
First disbursed: 7/22/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 19
Business age: Existing or more than 2 years old
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by Readycap Lending, LLC · Lender record →

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Luipasco Enterprises LLC in San Antonio, TX — $280K (2025) · Magnifi Financial CU

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $210K (75%)
Approval → funding: 14 days
Approved: 3/25/2025
First disbursed: 4/8/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 7
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by Magnifi Financial CU · Lender record →

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SWB Company, LLC in Chattanooga, TN — $200K (2025) · purchase · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $100K (50%)
Approval → funding: 141 days
Approved: 10/23/2024
First disbursed: 3/13/2025
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Change of Ownership
Industry: Plumbing, Heating, and Air-Conditioning Contractors

If you were the buyer here

Est. deal size: $222K
Est. down payment (10%): $22K
Est. cash at closing: $30K
Monthly payment: $2,615
Annual debt service: $31K
Cash flow needed (1.25×): $39K

Funded by The Huntington National Bank · Lender record →

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CoolBreeze Corp. dba ONE HOUR HEATING AND AIR CONDITIONING in Fullerton, CA — $200K (2025) · United Midwest Savings Bank National Association

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $150K (75%)
Approval → funding: 60 days
Approved: 10/25/2024
First disbursed: 12/24/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 4
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by United Midwest Savings Bank National Association · Lender record →

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Earle's Comfort Plus, Inc. in Columbus, GA — $150K (2025) · United Midwest Savings Bank National Association

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $128K (85%)
Approval → funding: 14 days
Approved: 8/28/2025
First disbursed: 9/11/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 4
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by United Midwest Savings Bank National Association · Lender record →

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RM COMFORT INSTALLATION INC dba ONE HOUR HEATING AND AIR CONDITIONING in Manalapan, NJ — $150K (2025) · United Midwest Savings Bank National Association

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $128K (85%)
Approval → funding: 161 days
Approved: 1/16/2025
First disbursed: 6/26/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 4
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by United Midwest Savings Bank National Association · Lender record →

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H & J Services LLC in Abingdon, MD — $250K (2024) · Univest Bank and Trust Co

Program: Preferred Lenders Program
Rate at approval: 11% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $188K (75%)
Approval → funding: 9 days
Approved: 3/16/2024
First disbursed: 3/25/2024
Loan status: In workout — SBA bought the guarantee
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 10
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by Univest Bank and Trust Co · Lender record →

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Weber Tech Service Company in Red Oak, TX — $205K (2024) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $154K (75%)
Approval → funding: 20 days
Approved: 3/7/2024
First disbursed: 3/27/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 10
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by The Huntington National Bank · Lender record →

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Bruno Heating and Air Conditioning LLC in Fort Worth, TX — $150K (2024) · Magnifi Financial CU

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 101 months
SBA guaranteed: $128K (85%)
Approval → funding: 6 days
Approved: 12/21/2023
First disbursed: 12/27/2023
Loan status: Failed — $137K charged off (9/22/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 10
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by Magnifi Financial CU · Lender record →

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JK&Smith LLC in Hutto, TX — $139K (2024) · First Commonwealth Bank

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $118K (85%)
Approval → funding: 45 days
Approved: 3/26/2024
First disbursed: 5/10/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 6
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by First Commonwealth Bank · Lender record →

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Weber Tech Service Company in Red Oak, TX — $20K (2024) · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $10K (50%)
Approval → funding: 326 days
Approved: 3/7/2024
First disbursed: 1/27/2025
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 10
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by The Huntington National Bank · Lender record →

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MRK MECHANICAL LLC in Naperville, IL — $273K (2023) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $205K (75%)
Approval → funding: 2 days
Approved: 2/7/2023
First disbursed: 2/9/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 6
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by The Huntington National Bank · Lender record →

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ELR Endeavors, LLC in River Falls, WI — $225K (2023) · Hiawatha National Bank

Program: Preferred Lenders Program
Rate at approval: 7.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $169K (75%)
Approval → funding: 16 days
Approved: 10/19/2022
First disbursed: 11/4/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 6
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by Hiawatha National Bank · Lender record →

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How to finance a One Hour Air Conditioning & Heating

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29+ funded One Hour Air Conditioning & Heating deals

Agent summary

Deal economics— what it takes to buy & finance One Hour Air Conditioning & Heating