Retail & Shops · lender intelligence
How to finance a Pandora in Florida
The SBA 7(a) lenders funding the most Pandora deals in Florida, from public loan records — typical Pandora loan about $2.1M. A bank already funding the brand in your state knows it twice over.
Most active with Pandora in Florida
Ranked by funded Pandora loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.868 loans · $362M · Salt Lake City, UTFull record →
2+ funded Pandora in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ZTL INVESTMENTS in Jacksonville, FL — $2.1M (2020) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approved
- 10/3/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 47
- Business age
- Change of Ownership
- Industry
- Jewelry Stores
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $233K
- Est. cash at closing
- $320K
- Monthly payment
- $24,299
- Annual debt service
- $292K
- Cash flow needed (1.25×)
- $364K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- ZTL 1700 DAYTONA LLC in Jacksonville, FL — $2.1M (2020) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 10 days
- Approved
- 10/21/2019
- First disbursed
- 10/31/2019
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 47
- Business age
- Change of Ownership
- Industry
- Jewelry Stores
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $233K
- Est. cash at closing
- $320K
- Monthly payment
- $24,299
- Annual debt service
- $292K
- Cash flow needed (1.25×)
- $364K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Buying a Pandora in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Pandora loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pandora purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Celtic Bank Corporation funds the most here. DealRoom is not a lender.
- $2.1M typical Pandora loan
- 1 lenders active in Florida
- 2+ funded Florida deals
- 10 days typical to fund
Buyers buying a Pandora in Florida typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.