Food & Restaurants · lender intelligence
How to finance a Rally's
The SBA 7(a) lenders funding the most Rally's deals, ranked from public loan records — typical Rally's loan about $1.4M. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Rally's
Ranked by funded Rally's loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Lincoln, NEFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.318 loans · $229M · Osage Beach, MOFull record →
- 4.284 loans · $254M · Cincinnati, OHFull record →
- 5.85 loans · $148M · Los Angeles, CAFull record →
- 6.4 loans · $8M · San Francisco, CAFull record →
- 7.18 loans · $24M · Madison, WIFull record →
- 8.26 loans · $31M · Baton Rouge, LAFull record →
- 9.105 loans · $164M · Brookline, MAFull record →
15+ funded Rally's deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- AP Burgers Inc in Fresno, CA — $3.3M (2026) · purchase · Beacon Business Bank National Association
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.5M (75%)
- Approval → funding
- 10 days
- Approved
- 12/9/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 130
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.6M
- Est. down payment (10%)
- $364K
- Est. cash at closing
- $503K
- Monthly payment
- $42,442
- Annual debt service
- $509K
- Cash flow needed (1.25×)
- $637K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Business Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Magic Fast Foods Corp. in Temecula, CA — $2.3M (2023) · First Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 233 months
- SBA guaranteed
- $1.7M (75%)
- Approved
- 9/16/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by First Business Bank · Lender record →
Your business? Claim this record · Request removal
- Lack Enterprises LLC in Winchester, KY — $1.9M (2022) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 15 days
- Approved
- 3/3/2022
- First disbursed
- 3/18/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- GLOBAL MIDSOUTH CORP. in Amory, MS — $1.6M (2021) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.4M (90%)
- Approved
- 9/22/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 70
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- KGR 7890 RE, LLC in Phoenix, AZ — $1.4M (2021) · Commonwealth Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (90%)
- Approval → funding
- 8 days
- Approved
- 3/1/2021
- First disbursed
- 3/9/2021
- Loan status
- Paid in full (3/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 61
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
- The Barrios Family Trust dated December 17, 2001 in Calexico, CA — $619K (2021) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $557K (90%)
- Approval → funding
- 13 days
- Approved
- 5/18/2021
- First disbursed
- 5/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Lack Enterprises LLC in Portsmouth, OH — $303K (2021) · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.7% fixed
- Term
- 299 months
- SBA guaranteed
- $151K (50%)
- Approval → funding
- 28 days
- Approved
- 9/2/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 65
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- Lack Enterprises LLC in Ashland, KY — $303K (2021) · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.7% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $151K (50%)
- Approval → funding
- 28 days
- Approved
- 9/2/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 65
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- The Barrios Family Trust Dated December 17 2001 in El Centro, CA — $229K (2021) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $206K (90%)
- Approval → funding
- 40 days
- Approved
- 9/21/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- RCR Foods, LLC in Houma, LA — $1.6M (2020) · b1BANK
- Program
- 7a General
- Rate at approval
- 6.25% variable
- Term
- 213 months
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 189 days
- Approved
- 3/25/2020
- First disbursed
- 9/30/2020
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 44
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by b1BANK · Lender record →
Your business? Claim this record · Request removal
- Simone's Investment LLC in Saint Louis, MO — $1.6M (2020) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 308 months
- SBA guaranteed
- $1.2M (75%)
- Approved
- 4/9/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- B & A Enterprises, Inc. in Citrus Heights, CA — $1.6M (2020) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 22 days
- Approved
- 3/9/2020
- First disbursed
- 3/31/2020
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- SnS Quickburgers, LLC. in Franklin, IN — $283K (2020) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 92 months
- SBA guaranteed
- $212K (75%)
- Approval → funding
- 24 days
- Approved
- 2/5/2020
- First disbursed
- 2/29/2020
- Loan status
- Failed — $220K charged off (10/8/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $314K
- Est. down payment (10%)
- $31K
- Est. cash at closing
- $42K
- Monthly payment
- $4,054
- Annual debt service
- $49K
- Cash flow needed (1.25×)
- $61K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- GLOBAL MIDSOUTH CORP. in Pontotoc, MS — $126K (2020) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 66 months
- SBA guaranteed
- $95K (75%)
- Approval → funding
- 39 days
- Approved
- 4/22/2020
- First disbursed
- 5/31/2020
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 70
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- SnS Quickburgers, LLC. in Franklin, IN — $50K (2020) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.5% variable
- Term
- 19 months
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 366 days
- Approved
- 2/5/2020
- First disbursed
- 2/5/2021
- Loan status
- Failed — $50K charged off (8/4/2023)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Rally's? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Rally's businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Rally's purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Pinnacle Bank funds the most. DealRoom is not a lender.
- $1.4M typical Rally's loan
- 10 lenders fund the brand
- 28 days typical to fund
Buyers researching a Rally's typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.