Food & Restaurants · lender intelligence
How to finance a Rocky Mountain Chocolate Factory in California
The SBA 7(a) lenders funding the most Rocky Mountain Chocolate Factory deals in California, from public loan records — typical Rocky Mountain Chocolate Factory loan about $396K. A bank already funding the brand in your state knows it twice over.
Most active with Rocky Mountain Chocolate Factory in California
Ranked by funded Rocky Mountain Chocolate Factory loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.868 loans · $362M · Salt Lake City, UTFull record →
2+ funded Rocky Mountain Chocolate Factory in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Folsom Town Sweets LLC in Folsom, CA — $580K (2026) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 125 months
- SBA guaranteed
- $435K (75%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Confectionery and Nut Retailers
If you were the buyer here
- Est. deal size
- $644K
- Est. down payment (10%)
- $64K
- Est. cash at closing
- $86K
- Monthly payment
- $7,246
- Annual debt service
- $87K
- Cash flow needed (1.25×)
- $109K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
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- Old Town Sweets LLC in Sacramento, CA — $396K (2024) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $297K (75%)
- Approval → funding
- 9 days
- Approved
- 5/14/2024
- First disbursed
- 5/23/2024
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $440K
- Est. down payment (10%)
- $44K
- Est. cash at closing
- $59K
- Monthly payment
- $5,403
- Annual debt service
- $65K
- Cash flow needed (1.25×)
- $81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Buying a Rocky Mountain Chocolate Factory in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Rocky Mountain Chocolate Factory loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Rocky Mountain Chocolate Factory purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Celtic Bank Corporation funds the most here. DealRoom is not a lender.
- $396K typical Rocky Mountain Chocolate Factory loan
- 1 lenders active in California
- 2+ funded California deals
- 9 days typical to fund
Buyers buying a Rocky Mountain Chocolate Factory in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.