Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Home Bank, National Association · Lender record →

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Sonny Grove Consulting, LLC in Fayetteville, GA — $286K (2026) · Citizens Trust Bank

Program: 7a General
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $214K (75%)
Approval → funding: 48 days
Approved: 11/20/2025
First disbursed: 1/7/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 31
Business age: Startup, Loan Funds will Open Business
Industry: Offices of Mental Health Practitioners (except Physicians)

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Success on the Spectrum Basking Ridge in Bernardsville, NJ — $250K (2026) · Newtek Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $188K (75%)
Approved: 2/25/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 40
Business age: New Business or 2 years or less
Industry: Offices of Mental Health Practitioners (except Physicians)

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SUCCESS ON THE SPECTRUM BASKING RIDGE in Bernardsville, NJ — $50K (2026) · Newtek Bank, National Association

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 12.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $25K (50%)
Approved: 3/3/2026
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 40
Business age: New Business or 2 years or less
Industry: Offices of Physical, Occupational and Speech Therapists, and

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Intech Enterprise International in Texas City, TX — $25K (2026) · purchase · Home Bank, National Association

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.25% variable
Term: 84 mo (7 yrs)
SBA guaranteed: $13K (50%)
Approved: 3/13/2026
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 21
Business age: Change of Ownership
Industry: Outpatient Mental Health and Substance Abuse Centers

If you were the buyer here

Est. deal size: $28K
Est. down payment (10%): $3K
Est. cash at closing: $4K
Monthly payment: $405
Annual debt service: $5K
Cash flow needed (1.25×): $6K

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Nestled Hearts LLC in Chantilly, VA — $1.5M (2025) · Bank Five Nine

Program: 7a General
Rate at approval: 9.25% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.1M (75%)
Approval → funding: 15 days
Approved: 11/19/2024
First disbursed: 12/4/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Startup, Loan Funds will Open Business
Industry: Offices of Mental Health Practitioners (except Physicians)

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GTG AUTISM CENTER, LLC. in Suwanee, GA — $990K (2025) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 8.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $743K (75%)
Approval → funding: 69 days
Approved: 9/2/2025
First disbursed: 11/10/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 24
Business age: Change of Ownership
Industry: Offices of All Other Miscellaneous Health Practitioners

If you were the buyer here

Est. deal size: $1.1M
Est. down payment (10%): $110K
Est. cash at closing: $151K
Monthly payment: $12,275
Annual debt service: $147K
Cash flow needed (1.25×): $184K

Funded by Live Oak Banking Company · Lender record →

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DUFFERS LLC in Trenton, NJ — $685K (2025) · Bank Five Nine

Program: Preferred Lenders Program
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $514K (75%)
Approved: 9/24/2025
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 60
Business age: Startup, Loan Funds will Open Business
Industry: Offices of Mental Health Practitioners (except Physicians)

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Blue Iceberg LLC in Littleton, CO — $683K (2025) · Milestone Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 126 months
SBA guaranteed: $512K (75%)
Approval → funding: 131 days
Approved: 9/26/2025
First disbursed: 2/4/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 11
Business age: Startup, Loan Funds will Open Business
Industry: Other Individual and Family Services

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Francois Legacy Group LLC in Sealy, TX — $592K (2025) · Bank Five Nine

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 124 months
SBA guaranteed: $444K (75%)
Approval → funding: 64 days
Approved: 9/25/2025
First disbursed: 11/28/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 9
Business age: Startup, Loan Funds will Open Business
Industry: Offices of Mental Health Practitioners (except Physicians)

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Blue Iceberg LLC in Littleton, CO — $574K (2025) · Bank Five Nine

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 123 months
SBA guaranteed: $431K (75%)
Approved: 6/16/2025
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 17
Business age: Startup, Loan Funds will Open Business
Industry: Offices of Mental Health Practitioners (except Physicians)

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Natural Smarts ABA, Inc. in Smyrna, GA — $500K (2025) · CRF Small Business Loan Company, LLC

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 126 months
SBA guaranteed: $375K (75%)
Approval → funding: 47 days
Approved: 7/17/2025
First disbursed: 9/2/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 28
Business age: Startup, Loan Funds will Open Business
Industry: Offices of Physical, Occupational and Speech Therapists, and

Funded by CRF Small Business Loan Company, LLC · Lender record →

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Care Compass LLC in Southaven, MS — $495K (2025) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 123 months
SBA guaranteed: $371K (75%)
Approval → funding: 58 days
Approved: 3/25/2025
First disbursed: 5/22/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 35
Business age: Startup, Loan Funds will Open Business
Industry: Offices of Mental Health Practitioners (except Physicians)

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Deal economics— what it takes to buy & finance Success On The Spectrum