Food & Restaurants · lender intelligence
How to finance a World of Sourdough in California
The SBA 7(a) lenders funding the most World of Sourdough deals in California, from public loan records — typical World of Sourdough loan about $305K. A bank already funding the brand in your state knows it twice over.
Most active with World of Sourdough in California
Ranked by funded World of Sourdough loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.242 loans · $281M · Chicago, ILFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.112 loans · $112M · Irving, TXFull record →
- 4.83 loans · $143M · Los Angeles, CAFull record →
- 5.68 loans · $8M · Ontario, CAFull record →
- 6.10 loans · $2M · Oakland, CAFull record →
10+ funded World of Sourdough in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Karj Sourdough Upland LLC in Upland, CA — $441K (2025) · VelocitySBA, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $331K (75%)
- Approval → funding
- 22 days
- Approved
- 2/27/2025
- First disbursed
- 3/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by VelocitySBA, LLC · Lender record →
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- Karj Sourdough RC LLC in Rancho Cucamonga, CA — $417K (2025) · VelocitySBA, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $313K (75%)
- Approval → funding
- 21 days
- Approved
- 2/28/2025
- First disbursed
- 3/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by VelocitySBA, LLC · Lender record →
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- Sourdough & Co in San Marcos, CA — $150K (2025) · AMPAC Tri-State CDC, Inc.
- Program
- 7a General
- Rate at approval
- 12.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 24 days
- Approved
- 4/15/2025
- First disbursed
- 5/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by AMPAC Tri-State CDC, Inc. · Lender record →
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- J&RSQUARED CORPORATION in Concord, CA — $305K (2024) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 123 months
- SBA guaranteed
- $229K (75%)
- Approval → funding
- 84 days
- Approved
- 6/28/2024
- First disbursed
- 9/20/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Byline Bank · Lender record →
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- JAGSUN LLC in Huntington Beach, CA — $300K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 91 days
- Approved
- 3/15/2024
- First disbursed
- 6/14/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- D&X HOLDINGS LLC in Roseville, CA — $280K (2024) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 123 months
- SBA guaranteed
- $210K (75%)
- Approval → funding
- 16 days
- Approved
- 6/5/2024
- First disbursed
- 6/21/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Byline Bank · Lender record →
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- Sourdough & Co in Sunnyvale, CA — $258K (2024) · purchase · Open Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $194K (75%)
- Approval → funding
- 7 days
- Approved
- 6/21/2024
- First disbursed
- 6/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $287K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $38K
- Monthly payment
- $4,350
- Annual debt service
- $52K
- Cash flow needed (1.25×)
- $65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
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- JAGSUN LLC in Huntington Beach, CA — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 456 days
- Approved
- 3/11/2024
- First disbursed
- 6/10/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- DMS CAPITAL GROUP SF CO. in Pacifica, CA — $351K (2023) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 19 days
- Approved
- 7/19/2023
- First disbursed
- 8/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $390K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $4,835
- Annual debt service
- $58K
- Cash flow needed (1.25×)
- $73K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Valley Investment Solutions Inc dba Sourdough & Co in Ceres, CA — $346K (2023) · Main Street Launch
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $260K (75%)
- Approval → funding
- 8 days
- Approved
- 7/27/2023
- First disbursed
- 8/4/2023
- Loan status
- Failed — $289K charged off (2/11/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Main Street Launch · Lender record →
Your business? Claim this record · Request removal
Buying a World of Sourdough in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded World of Sourdough loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a World of Sourdough purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Byline Bank funds the most here. DealRoom is not a lender.
- $305K typical World of Sourdough loan
- 6 lenders active in California
- 10+ funded California deals
- 22 days typical to fund
Buyers buying a World of Sourdough in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: