Automobile and Other Motor Vehicle Merchant Wholesalers SBA Financing: Best Lenders, Rates & Cost (2026) | DealRoom

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Financing a automobile and other motor vehicle merchant wholesalers acquisition

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The SBA 7(a) lenders funding the most automobile and other motor vehicle merchant wholesalers acquisitions, ranked from public loan records — typical deal about $971K. A lender doing your industry every week underwrites faster and prices sharper.

Most active in automobile and other motor vehicle merchant wholesalers

Ranked by funded automobile and other motor vehicle merchant wholesalers acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.1 loans · $0M · Pierce, NEFull record →
3.47 loans · $39M · Greenville, PAFull record →
4.46 loans · $27M · Sartell, MNFull record →
5.31 loans · $11M · Green Bay, WIFull record →
6.2,539 loans · $965M · Columbus, OHFull record →
7.32 loans · $37M · Champaign, ILFull record →
8.28 loans · $35M · West Memphis, ARFull record →
9.12 loans · $24M · South Bend, INFull record →
10.5 loans · $4M · Fort Lauderdale, FLFull record →
11.1 loans · $1M · Cuba, MOFull record →
12.25 loans · $5M · Whiting, INFull record →
13.6 loans · $10M · Worthington, OHFull record →
14.1,927 loans · $207M · Buffalo, NYFull record →
15.60 loans · $40M · Clayton, MOFull record →

23+ funded automobile and other motor vehicle merchant wholesalers deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Euro Collective LLC in Tucson, AZ — $977K (2026) · purchase · Midwest Regional Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$733K (75%)
Approval → funding
13 days
Approved
11/18/2025
First disbursed
12/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$109K
Est. cash at closing
$149K
Monthly payment
$12,776
Annual debt service
$153K
Cash flow needed (1.25×)
$192K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
Kalix River Holdings Inc. in Signal Hill, CA — $4.5M (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.4M (75%)
Approval → funding
7 days
Approved
10/29/2024
First disbursed
11/5/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$5.0M
Est. down payment (10%)
$500K
Est. cash at closing
$692K
Monthly payment
$55,794
Annual debt service
$670K
Cash flow needed (1.25×)
$837K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
JSNRC, L.L.C. in Gaithersburg, MD — $1.7M (2025) · purchase · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
50 days
Approved
1/8/2025
First disbursed
2/27/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$189K
Est. cash at closing
$260K
Monthly payment
$22,466
Annual debt service
$270K
Cash flow needed (1.25×)
$337K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Wheel Concepts Inc. in Camarillo, CA — $1.0M (2025) · purchase · First Bank of Central Ohio
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$770K (75%)
Approval → funding
29 days
Approved
4/10/2025
First disbursed
5/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$114K
Est. cash at closing
$156K
Monthly payment
$13,701
Annual debt service
$164K
Cash flow needed (1.25×)
$206K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of Central Ohio · Lender record →
Your business? Claim this record · Request removal
Kalix River Holdings Inc. in Signal Hill, CA — $500K (2025) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$250K (50%)
Approval → funding
8 days
Approved
10/28/2024
First disbursed
11/5/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,199
Annual debt service
$74K
Cash flow needed (1.25×)
$93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
PAA, LLC in Mount Vernon, IA — $870K (2024) · purchase · Nicolet National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$652K (75%)
Approval → funding
10 days
Approved
1/26/2024
First disbursed
2/5/2024
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
40
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$966K
Est. down payment (10%)
$97K
Est. cash at closing
$132K
Monthly payment
$11,979
Annual debt service
$144K
Cash flow needed (1.25×)
$180K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
Riverside Powersports in Ottawa, IL — $540K (2024) · purchase · Centier Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$405K (75%)
Approval → funding
20 days
Approved
3/8/2024
First disbursed
3/28/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$600K
Est. down payment (10%)
$60K
Est. cash at closing
$80K
Monthly payment
$6,840
Annual debt service
$82K
Cash flow needed (1.25×)
$103K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centier Bank · Lender record →
Your business? Claim this record · Request removal
PAA, LLC in Mount Vernon, IA — $350K (2024) · purchase · Nicolet National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$175K (50%)
Approved
1/24/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,821
Annual debt service
$58K
Cash flow needed (1.25×)
$72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
BLUE IRON PROPERTIES, LLC in Farmington, NM — $1.5M (2023) · purchase · Bank of the Southwest
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
156 mo (13 yrs)
SBA guaranteed
$1.1M (75%)
Approved
2/27/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$162K
Est. cash at closing
$222K
Monthly payment
$14,829
Annual debt service
$178K
Cash flow needed (1.25×)
$222K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of the Southwest
Your business? Claim this record · Request removal
BLUE IRON PROPERTIES, LLC in Farmington, NM — $1.5M (2023) · purchase · Bank of the Southwest
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
156 mo (13 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
1 days
Approved
2/27/2023
First disbursed
2/28/2023
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$162K
Est. cash at closing
$222K
Monthly payment
$14,829
Annual debt service
$178K
Cash flow needed (1.25×)
$222K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of the Southwest
Your business? Claim this record · Request removal
AAPAK LLC in Phoenix, AZ — $1.1M (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$825K (75%)
Approval → funding
7 days
Approved
1/25/2023
First disbursed
2/1/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$122K
Est. cash at closing
$168K
Monthly payment
$13,934
Annual debt service
$167K
Cash flow needed (1.25×)
$209K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
NSW, LLC in Columbus, NE — $1.0M (2023) · purchase · Midwest Bank
Program
7a General
Rate at approval
6.5% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
33 days
Approved
10/14/2022
First disbursed
11/16/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$6,752
Annual debt service
$81K
Cash flow needed (1.25×)
$101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Bank · Lender record →
Your business? Claim this record · Request removal
COUNTRY CLASSIC CARS LLC in Staunton, IL — $5.0M (2022) · purchase · Everwise Credit Union
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
88 months
SBA guaranteed
$3.8M (75%)
Approval → funding
10 days
Approved
6/20/2022
First disbursed
6/30/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$72,193
Annual debt service
$866K
Cash flow needed (1.25×)
$1.1M
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Everwise Credit Union · Lender record →
Your business? Claim this record · Request removal
Plains Area Distributing LLC in Highland, IN — $330K (2022) · purchase · Peoples Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% fixed
Term
72 mo (6 yrs)
SBA guaranteed
$165K (50%)
Approved
2/28/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$367K
Est. down payment (10%)
$37K
Est. cash at closing
$49K
Monthly payment
$5,238
Annual debt service
$63K
Cash flow needed (1.25×)
$79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peoples Bank · Lender record →
Your business? Claim this record · Request removal
Top Merchant Tires Inc. in Miami, FL — $275K (2022) · purchase · Locality Bank
Program
7a General
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$206K (75%)
Approval → funding
8 days
Approved
8/30/2022
First disbursed
9/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$306K
Est. down payment (10%)
$31K
Est. cash at closing
$41K
Monthly payment
$3,373
Annual debt service
$40K
Cash flow needed (1.25×)
$51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Locality Bank · Lender record →
Your business? Claim this record · Request removal
J MITCHELL INC. in Morris, MN — $64K (2022) · purchase · BankVista
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$48K (75%)
Approval → funding
7 days
Approved
1/3/2022
First disbursed
1/10/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$71K
Est. down payment (10%)
$7K
Est. cash at closing
$9K
Monthly payment
$687
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
RISING RIDE, INC in Rockledge, FL — $3.4M (2021) · purchase · First National Bank of Pennsylvania
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
186 months
SBA guaranteed
$3.1M (90%)
Approval → funding
29 days
Approved
6/1/2021
First disbursed
6/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$3.8M
Est. down payment (10%)
$377K
Est. cash at closing
$520K
Monthly payment
$28,038
Annual debt service
$336K
Cash flow needed (1.25×)
$421K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
J MITCHELL INC. in Morris, MN — $2.5M (2021) · purchase · BankVista
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
79 days
Approved
9/29/2021
First disbursed
12/17/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$278K
Est. cash at closing
$384K
Monthly payment
$26,887
Annual debt service
$323K
Cash flow needed (1.25×)
$403K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
Motoplex of Norfolk, Inc. in Norfolk, NE — $975K (2021) · purchase · Midwest Bank
Program
7a General
Rate at approval
4.1% variable
Term
120 mo (10 yrs)
SBA guaranteed
$878K (90%)
Approval → funding
56 days
Approved
4/9/2021
First disbursed
6/4/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$108K
Est. cash at closing
$149K
Monthly payment
$9,918
Annual debt service
$119K
Cash flow needed (1.25×)
$149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Bank · Lender record →
Your business? Claim this record · Request removal
RISING RIDE INC in Rockledge, FL — $250K (2021) · purchase · First National Bank of Pennsylvania
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
29 days
Approved
6/1/2021
First disbursed
6/30/2021
Loan status
Paid in full (7/31/2024)
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$2,744
Annual debt service
$33K
Cash flow needed (1.25×)
$41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal