A-1 Foliage in Cottonwood, AL — $219K (2026) · purchase · BayFirst National Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $164K (75%)
Approved: 12/1/2025
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $243K
Est. down payment (10%): $24K
Est. cash at closing: $33K
Monthly payment: $2,864
Annual debt service: $34K
Cash flow needed (1.25×): $43K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by BayFirst National Bank · Lender record →

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Arlington Grass Company in Mansfield, TX — $80K (2026) · purchase · Susser Bank

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 130 months
SBA guaranteed: $60K (75%)
Approved: 11/18/2025
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Individual
Jobs supported: 2
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $89K
Est. down payment (10%): $9K
Est. cash at closing: $11K
Monthly payment: $966
Annual debt service: $12K
Cash flow needed (1.25×): $14K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Susser Bank · Lender record →

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Arlington Grass Company in Mansfield, TX — $80K (2026) · purchase · Susser Bank

Program: Preferred Lenders Program
Rate at approval: 8.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $68K (85%)
Approved: 2/25/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Individual
Jobs supported: 2
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $89K
Est. down payment (10%): $9K
Est. cash at closing: $11K
Monthly payment: $1,003
Annual debt service: $12K
Cash flow needed (1.25×): $15K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Susser Bank · Lender record →

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KNO MATERIALS INC in Escondido, CA — $4.3M (2025) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 8.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.2M (75%)
Approval → funding: 24 days
Approved: 6/30/2025
First disbursed: 7/24/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 15
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $4.7M
Est. down payment (10%): $472K
Est. cash at closing: $653K
Monthly payment: $34,222
Annual debt service: $411K
Cash flow needed (1.25×): $513K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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Rushing Propagation Nursery Inc in Semmes, AL — $1.6M (2025) · purchase · Hancock Whitney Bank

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 192 mo (16 yrs)
SBA guaranteed: $1.2M (75%)
Approval → funding: 53 days
Approved: 5/29/2025
First disbursed: 7/21/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 13
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $1.8M
Est. down payment (10%): $176K
Est. cash at closing: $242K
Monthly payment: $16,578
Annual debt service: $199K
Cash flow needed (1.25×): $249K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Hancock Whitney Bank · Lender record →

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WALTERS SEED COMPANY HOLDINGS LLC in Holland, MI — $1.2M (2025) · purchase · Horizon Bank

Program: Preferred Lenders Program
Rate at approval: 7% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $900K (75%)
Approved: 8/19/2025
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 7
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $1.3M
Est. down payment (10%): $133K
Est. cash at closing: $183K
Monthly payment: $13,933
Annual debt service: $167K
Cash flow needed (1.25×): $209K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Horizon Bank · Lender record →

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WALTERS SEED COMPANY HOLDINGS LLC in Holland, MI — $500K (2025) · purchase · Horizon Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 7.5% variable
Term: 13 months
SBA guaranteed: $250K (50%)
Approved: 8/19/2025
Loan status: Cancelled
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 7
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $556K
Est. down payment (10%): $56K
Est. cash at closing: $74K
Monthly payment: $40,165
Annual debt service: $482K
Cash flow needed (1.25×): $602K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Horizon Bank · Lender record →

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KNO MATERIALS INC in Escondido, CA — $250K (2025) · purchase · Live Oak Banking Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $125K (50%)
Approval → funding: 28 days
Approved: 6/26/2025
First disbursed: 7/24/2025
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 15
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $278K
Est. down payment (10%): $28K
Est. cash at closing: $37K
Monthly payment: $3,167
Annual debt service: $38K
Cash flow needed (1.25×): $48K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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Houseplant Resource Center LLC in Alameda, CA — $2.7M (2024) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $2.0M (75%)
Approval → funding: 12 days
Approved: 7/19/2024
First disbursed: 7/31/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 2
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $3.0M
Est. down payment (10%): $296K
Est. cash at closing: $409K
Monthly payment: $34,890
Annual debt service: $419K
Cash flow needed (1.25×): $523K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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Bentley's Nursery, Inc in Peachtree Corners, GA — $1.9M (2024) · purchase · First Horizon Bank

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.5M (75%)
Approval → funding: 55 days
Approved: 8/28/2024
First disbursed: 10/22/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 6
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $2.2M
Est. down payment (10%): $216K
Est. cash at closing: $298K
Monthly payment: $26,559
Annual debt service: $319K
Cash flow needed (1.25×): $398K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by First Horizon Bank · Lender record →

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Flores Express, LLC in Doral, FL — $720K (2024) · purchase · US Century Bank

Program: Preferred Lenders Program
Rate at approval: 11% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $540K (75%)
Approval → funding: 28 days
Approved: 5/21/2024
First disbursed: 6/18/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 8
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $800K
Est. down payment (10%): $80K
Est. cash at closing: $110K
Monthly payment: $9,918
Annual debt service: $119K
Cash flow needed (1.25×): $149K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by US Century Bank · Lender record →

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SC Specialty Cut Flowers in Lexington, SC — $1.7M (2023) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 9.25% variable
Term: 168 mo (14 yrs)
SBA guaranteed: $1.2M (75%)
Approval → funding: 18 days
Approved: 5/12/2023
First disbursed: 5/30/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 12
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $1.8M
Est. down payment (10%): $184K
Est. cash at closing: $253K
Monthly payment: $17,603
Annual debt service: $211K
Cash flow needed (1.25×): $264K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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SC Specialty Cut Flowers in Lexington, SC — $250K (2023) · purchase · Live Oak Banking Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $125K (50%)
Approval → funding: 19 days
Approved: 5/12/2023
First disbursed: 5/31/2023
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 12
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $278K
Est. down payment (10%): $28K
Est. cash at closing: $37K
Monthly payment: $3,304
Annual debt service: $40K
Cash flow needed (1.25×): $50K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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Flower Boutique LLC in Cherry Hill, NJ — $243K (2023) · purchase · 22nd State Bank, A Division of 22nd State Banking Company

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $182K (75%)
Approval → funding: 9 days
Approved: 5/22/2023
First disbursed: 5/31/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 2
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $270K
Est. down payment (10%): $27K
Est. cash at closing: $36K
Monthly payment: $3,308
Annual debt service: $40K
Cash flow needed (1.25×): $50K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →

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James C Mitchell in Baldwinsville, NY — $135K (2023) · purchase · NBT Bank, National Association

Program: 7a General
Rate at approval: 8.5% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $115K (85%)
Approval → funding: 2 days
Approved: 8/30/2023
First disbursed: 9/1/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Individual
Jobs supported: 4
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $150K
Est. down payment (10%): $15K
Est. cash at closing: $19K
Monthly payment: $1,674
Annual debt service: $20K
Cash flow needed (1.25×): $25K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by NBT Bank, National Association · Lender record →

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Key City Wholesale Floral, LLC in Abilene, TX — $315K (2022) · purchase · First Financial Bank

Program: 7a General
Rate at approval: 5.75% variable
Term: 180 mo (15 yrs)
SBA guaranteed: $236K (75%)
Approval → funding: 55 days
Approved: 2/1/2022
First disbursed: 3/28/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 7
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $350K
Est. down payment (10%): $35K
Est. cash at closing: $47K
Monthly payment: $2,616
Annual debt service: $31K
Cash flow needed (1.25×): $39K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by First Financial Bank · Lender record →

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JL Nursery, LLC in Breese, IL — $3.1M (2021) · purchase · Peoples National Bank National Association

Program: 7a General
Rate at approval: 4% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $2.8M (90%)
Approval → funding: 17 days
Approved: 6/29/2021
First disbursed: 7/16/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 25
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $3.4M
Est. down payment (10%): $341K
Est. cash at closing: $471K
Monthly payment: $31,082
Annual debt service: $373K
Cash flow needed (1.25×): $466K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Peoples National Bank National Association · Lender record →

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Rowland Nursery, Inc in Albuquerque, NM — $1.3M (2021) · purchase · BOKF, National Association

Program: Preferred Lenders Program
Rate at approval: 4.25% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $981K (75%)
Approval → funding: 47 days
Approved: 9/30/2021
First disbursed: 11/16/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 45
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $1.5M
Est. down payment (10%): $145K
Est. cash at closing: $199K
Monthly payment: $13,394
Annual debt service: $161K
Cash flow needed (1.25×): $201K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by BOKF, National Association · Lender record →

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Broadmarsh Grower, LLC in Deerfield, NH — $940K (2021) · purchase · Merrimack County Savings Bank

Program: Preferred Lenders Program
Rate at approval: 4.75% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $705K (75%)
Approval → funding: 44 days
Approved: 2/2/2021
First disbursed: 3/18/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 14
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $1.0M
Est. down payment (10%): $104K
Est. cash at closing: $143K
Monthly payment: $9,856
Annual debt service: $118K
Cash flow needed (1.25×): $148K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Merrimack County Savings Bank · Lender record →

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Western Nursery Sales, Inc. in Arlington, WA — $771K (2021) · purchase · Heritage Bank

Program: Preferred Lenders Program
Rate at approval: 5.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $694K (90%)
Approval → funding: 14 days
Approved: 6/18/2021
First disbursed: 7/2/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 1
Business age: Change of Ownership
Industry: Flower, Nursery Stock, and Florists' Supplies Merchant Whole

If you were the buyer here

Est. deal size: $857K
Est. down payment (10%): $86K
Est. cash at closing: $117K
Monthly payment: $8,272
Annual debt service: $99K
Cash flow needed (1.25×): $124K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Heritage Bank · Lender record →

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Financing a flower, nursery stock, and florists' supplies merchant whole acquisition

Most active in flower, nursery stock, and florists' supplies merchant whole

27+ funded flower, nursery stock, and florists' supplies merchant whole deals

Agent summary

Deal economics— what it takes to buy & finance flower, nursery stock, and florists' supplies merchant whole