Lender intelligence
Financing a gift, novelty, and souvenir retailers acquisition in New York
The SBA 7(a) lenders funding the most gift, novelty, and souvenir retailers acquisitions in New York, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in gift, novelty, and souvenir retailers · New York
Ranked by funded gift, novelty, and souvenir retailers acquisitions in New York. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.16 loans · $7M · Norwich, NYFull record →
3+ funded Gift, Novelty, and Souvenir Retailers in New York deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Vault SKN LLC in Skaneateles, NY — $284K (2024) · purchase · NBT Bank, National Association
- Program
- 7a General
- Rate at approval
- 6.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $213K (75%)
- Approval → funding
- 17 days
- Approved
- 9/24/2024
- First disbursed
- 10/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Gift, Novelty, and Souvenir Retailers
If you were the buyer here
- Est. deal size
- $315K
- Est. down payment (10%)
- $32K
- Est. cash at closing
- $42K
- Monthly payment
- $3,255
- Annual debt service
- $39K
- Cash flow needed (1.25×)
- $49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by NBT Bank, National Association · Lender record →
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- Vault SKN LLC in Skaneateles, NY — $25K (2024) · purchase · NBT Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 9/26/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Gift, Novelty, and Souvenir Retailers
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $337
- Annual debt service
- $4K
- Cash flow needed (1.25×)
- $5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by NBT Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Edible Arrangements – 197 in Plainview, NY — $413K (2023) · purchase · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $310K (75%)
- Approval → funding
- 20 days
- Approved
- 1/5/2023
- First disbursed
- 1/25/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Gift, Novelty, and Souvenir Retailers
If you were the buyer here
- Est. deal size
- $459K
- Est. down payment (10%)
- $46K
- Est. cash at closing
- $61K
- Monthly payment
- $5,573
- Annual debt service
- $67K
- Cash flow needed (1.25×)
- $84K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to gift, novelty, and souvenir retailers businesses with a New York project address.
Agent summary
How to finance a gift, novelty, and souvenir retailers acquisition in New York with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded New York deals. NBT Bank, National Association funds the most here. DealRoom is not a lender.
- $305K typical loan
- 2 lenders active in New York
- 3+ funded New York deals
- 20 days typical to fund
Buyers buying a gift, novelty, and souvenir retailers in New York typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.