Financing a insurance agencies and brokerages acquisition in California

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The SBA 7(a) lenders funding the most insurance agencies and brokerages acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Most active in insurance agencies and brokerages · California

Ranked by funded insurance agencies and brokerages acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.

1.149 loans · $135M · Mukwonago, WIFull record →

51+ funded Insurance Agencies and Brokerages in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

CRFTPFJAF, INC. in Fairfield, CA — $386K (2026) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$289K (75%)
Approval → funding
10 days
Approved
1/26/2026
First disbursed
2/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$429K
Est. down payment (10%)
$43K
Est. cash at closing
$57K
Monthly payment
$4,991
Annual debt service
$60K
Cash flow needed (1.25×)
$75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Trinity Miller Insurance Agency LLC in Redding, CA — $369K (2026) · purchase · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.4% variable
Term
120 mo (10 yrs)
SBA guaranteed
$277K (75%)
Approved
1/13/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$410K
Est. down payment (10%)
$41K
Est. cash at closing
$55K
Monthly payment
$4,560
Annual debt service
$55K
Cash flow needed (1.25×)
$68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Premier One Insurance Services, Inc. in Irvine, CA — $2.6M (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approved
5/7/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$286K
Est. cash at closing
$395K
Monthly payment
$32,981
Annual debt service
$396K
Cash flow needed (1.25×)
$495K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
James Chantry in Citrus Heights, CA — $450K (2025) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$338K (75%)
Approval → funding
21 days
Approved
3/13/2025
First disbursed
4/3/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$500K
Est. down payment (10%)
$50K
Est. cash at closing
$67K
Monthly payment
$6,072
Annual debt service
$73K
Cash flow needed (1.25×)
$91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Toropoint Financial, LLC in Los Angeles, CA — $4.8M (2024) · purchase · FFB Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.6M (75%)
Approval → funding
7 days
Approved
6/7/2024
First disbursed
6/14/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$5.3M
Est. down payment (10%)
$531K
Est. cash at closing
$734K
Monthly payment
$64,472
Annual debt service
$774K
Cash flow needed (1.25×)
$967K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by FFB Bank · Lender record →
Your business? Claim this record · Request removal
WYNN INSURANCE AGENCY in San Jose, CA — $2.6M (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
17 days
Approved
9/23/2024
First disbursed
10/10/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$294K
Est. cash at closing
$406K
Monthly payment
$35,005
Annual debt service
$420K
Cash flow needed (1.25×)
$525K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Advantage Insurance Services in Rancho Cucamonga, CA — $875K (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.86% variable
Term
120 mo (10 yrs)
SBA guaranteed
$656K (75%)
Approved
3/19/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$972K
Est. down payment (10%)
$97K
Est. cash at closing
$133K
Monthly payment
$11,495
Annual debt service
$138K
Cash flow needed (1.25×)
$172K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Albert Smith Farmers Insurance Agency in San Jose, CA — $789K (2024) · purchase · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$592K (75%)
Approval → funding
29 days
Approved
2/27/2024
First disbursed
3/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$877K
Est. down payment (10%)
$88K
Est. cash at closing
$120K
Monthly payment
$10,980
Annual debt service
$132K
Cash flow needed (1.25×)
$165K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
TruSummit Insurance Solutions, LLC in Concord, CA — $755K (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.73% variable
Term
120 mo (10 yrs)
SBA guaranteed
$566K (75%)
Approval → funding
6 days
Approved
7/10/2024
First disbursed
7/16/2024
Loan status
Paid in full (1/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$839K
Est. down payment (10%)
$84K
Est. cash at closing
$115K
Monthly payment
$9,865
Annual debt service
$118K
Cash flow needed (1.25×)
$148K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Kao Vang Insurance Agency Inc in Carmichael, CA — $693K (2024) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$519K (75%)
Approved
2/24/2024
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$769K
Est. down payment (10%)
$77K
Est. cash at closing
$103K
Monthly payment
$9,344
Annual debt service
$112K
Cash flow needed (1.25×)
$140K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Rizwan Shaikh Insurance Solutions, LLC in Millbrae, CA — $548K (2024) · purchase · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$411K (75%)
Approval → funding
8 days
Approved
5/22/2024
First disbursed
5/30/2024
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$609K
Est. down payment (10%)
$61K
Est. cash at closing
$81K
Monthly payment
$7,626
Annual debt service
$92K
Cash flow needed (1.25×)
$114K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
The Morrow Family Trust, dated July 18, 2014 in Atascadero, CA — $508K (2024) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$381K (75%)
Approval → funding
6 days
Approved
11/29/2023
First disbursed
12/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$564K
Est. down payment (10%)
$56K
Est. cash at closing
$75K
Monthly payment
$4,887
Annual debt service
$59K
Cash flow needed (1.25×)
$73K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
MNJ INSURANCE SOLUTIONS, INC. in Laguna Niguel, CA — $507K (2024) · purchase · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$380K (75%)
Approval → funding
11 days
Approved
4/29/2024
First disbursed
5/10/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$564K
Est. down payment (10%)
$56K
Est. cash at closing
$75K
Monthly payment
$6,915
Annual debt service
$83K
Cash flow needed (1.25×)
$104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
Minderhout Insurance Brokers, Incorporated in Westlake Village, CA — $441K (2024) · purchase · First Business Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$331K (75%)
Approval → funding
22 days
Approved
10/26/2023
First disbursed
11/17/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$490K
Est. down payment (10%)
$49K
Est. cash at closing
$66K
Monthly payment
$6,137
Annual debt service
$74K
Cash flow needed (1.25×)
$92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Business Bank · Lender record →
Your business? Claim this record · Request removal
Kennedy Professional Insurance Agency in Apple Valley, CA — $358K (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$269K (75%)
Approval → funding
5 days
Approved
4/19/2024
First disbursed
4/24/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$398K
Est. down payment (10%)
$40K
Est. cash at closing
$53K
Monthly payment
$4,729
Annual debt service
$57K
Cash flow needed (1.25×)
$71K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Kao Vang Insurance Agency Inc in Carmichael, CA — $50K (2024) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
2/24/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$675
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Tovmasyan Insurance Agency Inc. in Granada Hills, CA — $2.3M (2023) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
8.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
10 days
Approved
7/18/2023
First disbursed
7/28/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$2.5M
Est. down payment (10%)
$252K
Est. cash at closing
$347K
Monthly payment
$28,131
Annual debt service
$338K
Cash flow needed (1.25×)
$422K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
S. E. Sanford Corp. in San Jose, CA — $2.1M (2023) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
16 days
Approved
6/20/2023
First disbursed
7/6/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$238K
Est. cash at closing
$328K
Monthly payment
$29,245
Annual debt service
$351K
Cash flow needed (1.25×)
$439K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Felix Quintero Insurance Agency LLC in San Francisco, CA — $1.7M (2023) · purchase · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
11 days
Approved
11/10/2022
First disbursed
11/21/2022
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$192K
Est. cash at closing
$264K
Monthly payment
$21,915
Annual debt service
$263K
Cash flow needed (1.25×)
$329K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
SCOTT COHEN in Rancho Palos Verdes, CA — $1.2M (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$863K (75%)
Approval → funding
9 days
Approved
1/24/2023
First disbursed
2/2/2023
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$128K
Est. cash at closing
$175K
Monthly payment
$14,271
Annual debt service
$171K
Cash flow needed (1.25×)
$214K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Financing a insurance agencies and brokerages deal in California? Start with the right lender

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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to insurance agencies and brokerages businesses with a California project address.

Agent summary

How to finance a insurance agencies and brokerages acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. Citizens Bank funds the most here. DealRoom is not a lender.

$565K typical loan
19 lenders active in California
51+ funded California deals
15 days typical to fund

Buyers buying a insurance agencies and brokerages in California typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.

Financing a insurance agencies and brokerages acquisition in California

Most active in insurance agencies and brokerages · California

51+ funded Insurance Agencies and Brokerages in California deals

Agent summary

Deal economics— what it takes to buy & finance insurance agencies and brokerages in California