For SBA lenders
Short answer
SBA Form 1919 collects crucial borrower certifications regarding eligibility, including U.S. citizenship/residency, felony convictions, prior defaults on federal debt, and compliance with size and use of proceeds requirements.
SBA Form 1919 is a mandatory form for all 7(a) loan applicants. Beyond basic demographic and business information, it serves as a critical tool for the SBA to collect self-certifications from the borrower about key eligibility criteria outlined in 13 CFR 120. These certifications inform the lender's due diligence and the SBA's final eligibility review.
An applicant certifies on Form 1919 that they have no prior federal defaults. The lender then performs a CAIVRS check to confirm this. If a default is found, it would contradict the certification and likely lead to denial.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SBA Form 1919 - Borrower Information Form
SOP 50 10 - Lender and Development Company Loan Programs
Criminal Justice Reviews for SBA Business Loan Programs - Final Rule
Last checked 2026-06-13. Official sources control — verify before relying on any rule for a live deal.
Last reviewed 2026-06-13 · SBA sources checked through 2026-06-13. DealRoom analysis of public SBA 7(a) lending records (FY2020–present). Grounded in the current SBA rulebook; verify against the official sources above before relying on it for a live deal. Not legal, tax, or financial advice, and not an approval decision.
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